990 Wise Rd, Lincoln, CA 95648 Property Records

Placer County property record for 990 Wise Rd, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,825 sqft · built 1971
Lot Size	1.83 acres (80,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jul 2020)
Tax Bill	$6,897 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-180-051-000`

Property Details

APN / Parcel Number

Primary APN	`021-180-051-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,825 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bungalow
Construction Type	Wood
Lot Area	80,150 sqft
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	990 WISE RD
City	LINCOLN
State	CA
Zip	95648-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.84 AC FR SEC 2 12 6
Legal Range	6E
Legal Township	12N
Legal Section	2
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4000
Census Tract	21304

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	990 WISE RD, LINCOLN, CA 95648-9711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	May 19, 1994 · Amount on Record
Deed Document Number	202076831
Prior Transfer Date	Jul 26, 2012
Prior Transfer Doc	0000069486
Record Updated	Sep 20, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 27, 2020
Property Address	990 WISE RD, LINCOLN, CA 95648-9711
Document Number	0000076831
Instrument Date	Jul 17, 2020
Instrument	2020-0076831
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE OF PLACER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	990 WISE RD, LINCOLN, CA 95648-9711

Mortgage

Document Number	0000076832
Date	Jul 27, 2020
Instrument	2020-0076832

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$662,445 (+2%) Land $220,814 Building $441,631
2025	$6,897.00 (+2.42%)	$649,457 (+4.04%) Land $216,485 Building $432,972
2023	$6,734.00 (+1.55%)	$624,240 Land $208,080 Building $416,160
2022	$6,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1986–1995)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30

May also be available: Astound Broadband, AT&T.

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