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990 Waterford Dr, Frederick, MD 21702 Property Records

Frederick County property record for 990 Waterford Dr, Frederick, MD 21702

Property Summary

Property TypeCare Home (Retirement, Nursing, Convalescent)
Details36,135 sqft · built 1991
Lot Size1.3 acres (56,628 sqft)
OwnerCompany Name on File
Last Sale$5,517,213 (Feb 2021)
Tax Bill$91,372 (2023)
Deeds & MortgagesJul 2021 Mortgage
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN02-155613

Property Details

APN / Parcel Number

Primary APN02-155613
Alternative APNs
  • 2155613
  • 155613

Interior

Units73 Units
Stories3 Stories
Building Area36,135 sqft Total Area
Basement Area3,405 sqft
Finished Basement3,405 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1991
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area56,628 sqft (1.3 acres)
PorchOpen Porch
Porch Area800 sqft
Canopy1,726 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number155613
Old Parcel Number2155613
Street Address990 WATERFORD DR
CityFREDERICK
StateMD
Zip21702-4414
Property CategoryCommercial
Property TypeCommercial > Retail > Care Home (Retirement, Nursing, Convalescent)
Local Zoning CodePND
Legal Description1.308 ACRES WATERFORD
Legal SubdivisionWATERFORD
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2003
Census Tract750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

990 Waterford Dr, a commercial property, is owned by a company that bought it in February 2021 and is owner-occupied.

Source: Frederick County records, as of September 25, 2023

Owner of RecordCompany Name on File
Mailing Address250 VESEY ST FL 15, 15, NEW YORK, NY 10281-1065
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Commercial Mortgage
ATHENE ANNUITY AND LOFE COMPANY
Feb 8, 2021Special Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2021 · Amount on File
Deed SaleFeb 8, 2021 · Amount on File
Prior SaleOct 3, 2003 · Amount on File
Deed Document Number0001452870
Deed Book / Page14528 / 70
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address990 WATERFORD DR, FREDERICK, MD 21702-4414
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 VESEY ST, NEW YORK, NY 10281-1052

Mortgage

Document Number0151060394
DateJul 20, 2021
Book Page15106/394
Lender
NameATHENE ANNUITY AND LOFE COMPANY
TypeNon-Lending Institution
AddressEL SEGUNDO, CA 90245
Agreement
TypeCommercial Mortgage
AmountAmount on Record

February 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK MD
Recording DateFeb 8, 2021
Property Address990 WATERFORD DR, FREDERICK, MD 21702-4414
Document Number0145280070
Book / Page14528 / 70
Map ReferenceMB 38 PG 189
Instrument DateJan 15, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount on Record
Tax$27,586.07
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1920 MAIN ST STE 1200, 1920, IRVINE, CA 92614-7230

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 VESEY ST # 15TH, NEW YORK, NY 10281-1052
Mail Care OfBROOKFIELD ASSET MANAGEMENT

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$91,372.00 Additional exemption filed$4,957,600 Land $488,400 Building $4,469,200$4,957,600 Land $488,400 Building $4,469,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 990 Waterford Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2015–2019)
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 990 Waterford Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 2,000
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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