Ashtabula County property record for 990 W Prospect Rd, Ashtabula, OH 44004
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,599 sqft · built 1890 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,937 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-118-00-091-00 |
| Primary APN | 05-118-00-091-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,599 sqft Living Area |
| Gross Area | 2,117 sqft |
| 1st Floor Area | 528 sqft |
| Basement Area | 518 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,009 sqft (0.115 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 990 W PROSPECT RD |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-6765 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 CROSBY & SONS |
| Legal Subdivision | CROSBY & SONS |
| Legal Block | 1 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | ASHTABULA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 704 |
990 W Prospect Rd, a duplex, is owned by an individual.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3102 JEFFERSON RD, ASHTABULA, OH 44004-9111 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Sep 3, 2026 |
| Property Address | 990 W PROSPECT RD, ASHTABULA, OH 44004-6765 |
| Document Number | 0000008367 |
| Book / Page | 879 / 1294 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 20268367 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 990 W PROSPECT RD, ASHTABULA, OH 44004-6765 |
| Document Number | 0000008367, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 879/1294 |
| Instrument | 20268367 |
| Name | FIRST COMMONWEALTH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 30, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 990 W Prospect Rd was $1,937.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Ashtabula Township |
| Municipality | Ashtabula City |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,937.00 | $22,690 Land $4,100 Building $18,590 | $64,800 Land $11,700 Building $53,100 |
| 2023 | $1,149.00 (+10.06%) Homeowner's exemption | $22,690 (+25.64%) Land $4,100 Building $18,590 | $64,800 Land $11,700 Building $53,100 |
| 2022 | $1,044.00 Homeowner's exemption | $18,060 Land $3,150 Building $14,910 | |
| 2020 | $51,600 Land $9,000 Building $42,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 990 W Prospect Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 990 W Prospect Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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