990 W Cherry St, Troy, MO 63379 Property Records

Lincoln County property record for 990 W Cherry St, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,441 sqft · built 1926
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$1,007 (2025)
Deeds & Mortgages	Sep 2022 Sale Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-003-017-001.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-003-017-001.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,441 sqft Living Area
Attic	Attic
Attic Area	271 sqft
Basement Area	1,082 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1926
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	154 ft deep x 67 ft wide
Garage Type	Detached
Garage Area	216 sqft

Location & Zoning

Street Address	990 W CHERRY ST
City	TROY
State	MO
Zip	63379-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	67' X 154' TRACT WITHIN LOT 13 BLK 1 PERKINS ADDITION, SURVEY Y/99
Legal Range	01W
Legal Township	49
Legal Section	26
Legal Subdivision	PERKINS ADDITION
Legal Block	1
Legal Lot Number	13
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	5
Census Block	5035
Census Tract	810305

Owner

Source: Lincoln County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2498 GREEN BENCH CT, MISSOULA, MT 59804-9214
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Jan 13, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2022
Deed Sale	Sep 21, 2022
Prior Sale	Oct 19, 2021
Deed Document Number	2022009742
Deed Book / Page	2483 / 970
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 21, 2022
Property Address	990 W CHERRY ST, TROY, MO 63379-1243
Document Number	002483/970
Book / Page	2483 / 970
Map Reference	MB Y PG 99
Instrument Date	Sep 19, 2022
Instrument	2022009742
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2498 GREEN BENCH CT, MISSOULA, MT 59804-9214

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 19, 2021
Property Address	990 W CHERRY ST, TROY, MO 63379-1243
Document Number	002471/159
Book / Page	2471 / 159
Instrument Date	Oct 15, 2021
Instrument	2021013733
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2297 E HIGHWAY 47, WINFIELD, MO 63389-3002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 W CHERRY ST, TROY, MO 63379-1243

Mortgage

Document Number	2021013734
Date	Oct 19, 2021
Instrument	2021013734

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 13, 2021
Property Address	990 W CHERRY ST, TROY, MO 63379-1243
Document Number	002458/139
Book / Page	2458 / 139
Map Reference	MB Y PG 99
Instrument Date	Jan 12, 2021
Instrument	2021000626
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 W CHERRY ST, TROY, MO 63379-1243

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 1, 2020
Property Address	990 W CHERRY ST, TROY, MO 63379-1243
Document Number	002447/368
Book / Page	2447 / 368
Instrument Date	Apr 30, 2020
Instrument	2020005398
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 S RIDGEVIEW DR, WARRENSBURG, MO 64093-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 W CHERRY ST, TROY, MO 63379-1243

Mortgage

Document Number	2020005399
Date	Jun 1, 2020
Instrument	2020005399

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,007.00 (+10.54%)	$16,032 (+11.86%) Land $1,949 Building $14,083	$84,380 (+11.87%) Land $10,260 Building $74,120
2023	$911.00 (+13.59%)	$14,332 Land $1,300 Building $13,032	$75,430 Land $6,840 Building $68,590
2022	$802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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