Lorain County property record for 990 Valley Blvd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,547 sqft · built 1954 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,000 (May 2024) |
| Tax Bill | $2,926 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-032-101-019 |
| Primary APN | 06-25-032-101-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,547 sqft Living Area |
| 1st Floor Area | 974 sqft |
| Upper Floors Area | 358 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 990 VALLEY BLVD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY 50 X 150 |
| Legal Subdivision | SPRING VALLEY |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 201 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 70101 |
Source: Lorain County assessment roll, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 990 VALLEY BLVD, ELYRIA, OH 44035-2948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 26, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 21, 2026 | Deed of Trust, Mortgage · VA Mortgage NEST HOME LENDING LLC |
| May 23, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 16, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2024 · Amount on Record |
| Deed Sale | May 23, 2024 · Amount on Record |
| Prior Sale | Aug 5, 2013 · Amount on Record |
| Deed Document Number | 202414053 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 990 VALLEY BLVD, ELYRIA, OH 44035-2948 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | THIRD CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000877061 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022-0877061 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 21, 2026 |
| Property Address | 990 VALLEY BLVD, ELYRIA, OH 44035-2948 |
| Document Number | 0000092722 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202692722 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY |
| Name | Verified Name |
|---|---|
| Address | 990 VALLEY BLVD, ELYRIA, OH 44035-2948 |
| Document Number | 0000092722, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202692722 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 23, 2024 |
| Property Address | 990 VALLEY BLVD, ELYRIA, OH 44035-2948 |
| Document Number | 0000014053 |
| Map Reference | VOL 12 PG 22 |
| Instrument Date | May 21, 2024 |
| Instrument | 2024-0014053 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 990 VALLEY BLVD, ELYRIA, OH 44035-2948 |
| Document Number | 0000014054 |
|---|---|
| Date | May 23, 2024 |
| Instrument | 2024-0014054 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 990 VALLEY BLVD, ELYRIA, OH 44035-2948 |
| Document Number | 0000652644 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L |
| Name | Verified Name |
|---|---|
| Address | 990 VALLEY BLVD ELYRIA OH 440352948, ELYRIA, OH 44035-2948 |
| Document Number | 0000652644 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 652644 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2047 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,926.00 (+0.07%) | $61,800 (+0.01%) Land $9,450 Building $52,350 | $176,560 (-) Land $27,000 Building $149,560 |
| 2024 | $2,924.00 (+20.73%) | $61,796 (+39.94%) Land $9,450 Building $52,346 | $176,560 (+39.94%) Land $27,000 Building $149,560 |
| 2023 | $2,422.00 (+1.04%) | $44,160 (-) Land $7,490 Building $36,670 | $126,170 (-) Land $21,400 Building $104,770 |
| 2022 | $2,397.00 | $44,160 Land $7,490 Building $36,670 | |
| 2021 | $126,170 Land $21,400 Building $104,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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