990 Top Minnow Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 990 Top Minnow Rd, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.11 acres (4,791 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Sep 2026)
Tax Bill$2,614 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
APN29-25-31-0945-0001-1150

Property Details

APN / Parcel Number

Primary APN29-25-31-0945-0001-1150
Alternative APN
  • 253129094500011150

Exterior

Lot Area4,791 sqft (0.11 acres)

Location & Zoning

Street Address990 TOP MINNOW RD
CitySAINT CLOUD
StateFL
Zip34771-6942
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionWATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 115
Legal SubdivisionWATERS AT CENTER LAKE RANCH PHASE 1B
Legal Lot Number115
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3013
Census Tract43700

Owner

Source: Osceola County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address990 TOP MINNOW RD, SAINT CLOUD, FL 34771-6942
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2026 · Amount on Record
Deed SaleSep 30, 2026 · Amount on Record
Deed Document Number2026126477
Deed Book / Page7042 / 1365
Record UpdatedOct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 30, 2026
Property Address990 TOP MINNOW RD, SAINT CLOUD, FL 34771-6942
Document Number0000126477
Book / Page7042 / 1365
Instrument DateSep 30, 2026
Instrument2026126477
Transaction TypeTransfer
Record UpdatedOct 12, 2026
Title CompanyINSPIRED TITLE SERVICES LLC, INSPIRED TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$378,245.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address990 TOP MINNOW RD, SAINT CLOUD, FL 34771-6942

Mortgage

Document Number0000126478,
DateSep 30, 2026
Instrument2026126478
Lender
NameTAYLOR MORRISON HOME FUNDING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,614.00$30,000 Land $30,000$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Top Minnow Rd

Nearby Streets

Search Property Records by Address or Parcel Number