990 Simmons Gap Rd, Dyke, VA 22935 Property Records

Albemarle County property record for 990 Simmons Gap Rd, Dyke, VA 22935

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,444 sqft · built 2006
Lot Size	7.72 acres (336,632 sqft)
Owner	Individual Name on File
Tax Bill	$11,073 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00900-00-00-022H0`

Property Details

APN / Parcel Number

Primary APN	`00900-00-00-022H0`
Alternative APN	`1502`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	3,444 sqft Finished Area
Basement Area	2,286 sqft
Finished Basement	1,500 sqft
Unfinished Basement	786 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Material	Other
Lot Area	336,632 sqft (7.72 acres)
Garage Type	Detached
Garage Area	2,030 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	648 sqft
Porch	Slab
Porch Area	60 sqft
Patio Area	930 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	990 SIMMONS GAP RD
City	DYKE
State	VA
Zip	22935-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	LOT 3
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1015
Census Tract	10100

Owner

990 Simmons Gap Rd is owned and occupied by an individual who acquired it in January 2022.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	990 SIMMONS GAP RD, DYKE, VA 22935-1101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Gift Deed, Transfer · Conventional Mortgage BANK OF THE JAMES INC
Mar 5, 2019	Quit Claim Deed, Mortgage BANK OF THE JAMES

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 18, 2022
Transfer Doc	0000001058
Record Updated	Sep 20, 2026

January 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 26, 2022
Property Address	990 SIMMONS GAP RD, DYKE, VA 22935-1101
Document Number	202200001058
Map Reference	MB 2404 PG 56
Instrument Date	Jan 18, 2022
Instrument	202200001058
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	990 SIMMONS GAP RD, DYKE, VA 22935-1101

Mortgage

Document Number	202200001059
Date	Jan 26, 2022
Instrument	202200001059

Lender

Name	BANK OF THE JAMES INC
Type	Non-Lending Institution
Address	FOREST, VA 24551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

March 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 5, 2019
Property Address	990 SIMMONS GAP RD, DYKE, VA 22935-1101
Document Number	0000001962
Book / Page	005141 / 000779
Instrument Date	May 6, 2008
Instrument	1962
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	VS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	990 SIMMONS GAP RD DYKE VA 229351101, DYKE, VA 22935-1101

Mortgage

Document Number	1963
Date	Mar 5, 2019
Book Page	005141/000782
Instrument	1963

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	LYNCHBURG, VA 24504

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 990 Simmons Gap Rd was $11,073, up 12.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,073.00 (+12.45%)	$1,238,600 (+12.45%) Land $176,900 Building $1,061,700	$1,238,600 (+12.45%) Land $176,900 Building $1,061,700
2025	$9,847.00	$1,101,500 Land $176,900 Building $924,600	$1,101,500 Land $176,900 Building $924,600
2023	$8,515.00	$997,100 Land $176,900 Building $820,200	$997,100 Land $176,900 Building $820,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 990 Simmons Gap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 990 Simmons Gap Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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