990 Sand Piper Dr, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 990 Sand Piper Dr, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,440 sqft · built 1998
Lot Size	0.302 acres (13,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,000 (Jun 1998)
Tax Bill	$6,325 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-083311`

Property Details

APN / Parcel Number

Primary APN	`05-083311`
Alternative APNs	`5083311` `083311`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,440 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,147 sqft (0.302 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	166 sqft
Patio Area	581 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	083311
Street Address	990 SAND PIPER DR
City	SYKESVILLE
State	MD
Zip	21784-8926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 11 -13147 SQ FT SANDPIPER DR 38-179/178 BRYNWOOD HILLS SC 1
Legal Subdivision	BRYNWOOD HILLS SEC 01
Legal Lot Number	11
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	2
Census Block	2000
Census Tract	505101

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	990 SAND PIPER DR, SYKESVILLE, MD 21784-8926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Aug 14, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1998 · Amount on Record
Deed Sale	Jun 30, 1998 · Amount on Record
Deed Document Number	1998974936
Deed Book / Page	2062 / 836
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Aug 12, 2026
Property Address	990 SAND PIPER DR, SYKESVILLE, MD 21784-8926
Document Number	1183000382
Book / Page	11831 / 382
Instrument Date	Jul 18, 2026
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 SAND PIPER DR, SYKESVILLE, MD 21784-8926

Mortgage

Document Number	1183000382,
Date	Aug 12, 2026
Book Page	11831/382

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2066

Interest

Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	990 SAND PIPER DR, ELDERSBURG, MD 21784-8926
Document Number	0094590482
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 SAND PIPER DR ELDERSBURG MD 217848926, ELDERSBURG, MD 21784-8926

Mortgage

Document Number	0094590482
Date	Oct 28, 2019
Book Page	009459/000482

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 27, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,325.00 (+4.98%) Homeowner's exemption	$562,033 (+16.96%)	$598,400 (+22.3%) Land $180,000 Building $418,400
2025	$6,025.00 (+10.96%) Homeowner's exemption
2023	$5,430.00 Homeowner's exemption	$480,533	$489,300 Land $180,000 Building $309,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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