990 Neck Rd, Palmer, TX 75152 Property Records

Ellis County property record for 990 Neck Rd, Palmer, TX 75152

Property Summary

Property Type	Mobile Home
Details	2,176 sqft · built 2000
Lot Size	10.1 acres (442,570 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,315 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`R153050`

Property Details

APN / Parcel Number

Primary APN	`R153050`
Alternative APNs	`00702700100600110` `153050`

Interior

Stories	1 Story
Building Area	2,176 sqft Living Area
Gross Area	3,064 sqft
1st Floor Area	2,176 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Lot Area	442,570 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	1,128 sqft
Deck Area	270 sqft
Canopy	580 sqft
Storage Building	264 sqft
Total Buildings	3 Buildings

Location & Zoning

Street Address	990 NECK RD
City	PALMER
State	TX
Zip	75152-4320
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	6 1 OAK CREEK FARMS 10.16 ACRES
Legal Subdivision	OAK CREEK FARMS
Legal Block	1
Legal Lot Number	6
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	2
Census Block	2051
Census Tract	60105

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	990 NECK RD, PALMER, TX 75152-4320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Recording Date	May 12, 2026
Property Address	990 NECK RD, PALMER, TX 75152-4320
Document Number	0000016588
Instrument Date	Apr 17, 2026
Instrument	202616588
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 NECK RD, PALMER, TX 75152-4320

Mortgage

Document Number	0000016588,
Date	May 12, 2026
Instrument	202616588

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	990 NECK RD, PALMER, TX 75152-4320
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002215575
Date	Apr 14, 2022
Instrument	2215575

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Palmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,604 (+9.46%) Land $168,000 Building $245,604	$413,604 (+9.46%) Land $168,000 Building $245,604
2025	$5,315.00 (-17.26%) Additional exemption filed	$377,865 (-19.37%) Land $168,000 Building $209,865	$377,865 (-19.37%) Land $168,000 Building $209,865
2024	$6,424.00 (-1.02%)
2023	$6,490.00 (+195%)	$468,651 Land $250,000 Building $218,651	$468,651 Land $250,000 Building $218,651
2018	$2,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Wi-Five Broadband Fiber · Fixed Wireless	1,000 / 1,000
Nextlink Fixed Wireless	500 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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