990 N Tinsmith Ln, Post Falls, ID 83854 Property Records

Kootenai County property record for 990 N Tinsmith Ln, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,132 sqft · built 1976
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on File
Last Sale	$170,700 (Apr 2009)
Tax Bill	$987 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055000000080`

Property Details

APN / Parcel Number

Primary APN	`055000000080`
Alternative APN	`106363`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,132 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	1,066 sqft
Finished Basement	1,066 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	12,415 sqft (0.285 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Stable	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	106363
Street Address	990 N TINSMITH LN
City	POST FALLS
State	ID
Zip	83854-9012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGSUB
Legal Description	MULLAN TRAIL ADD, LT 8 3551N05W
Legal Range	05W
Legal Township	51N
Legal Section	35
Legal Subdivision	MULLAN TRAIL ADD
Legal Lot Number	8,3551
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1019
Census Tract	503

Owner

Source: Kootenai County assessment roll, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	990 N TINSMITH LN, POST FALLS, ID 83854-9012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage SERVICELINK
Dec 28, 2023	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 2009 · Amount on Record
Deed Sale	Apr 10, 2009 · Amount on Record
Prior Sale	Feb 9, 2009 · Amount on Record
Deed Document Number	20092205431
Prior Transfer Date	Jan 4, 2006
Prior Transfer Doc	2006879000
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Recording Date	May 15, 2026
Property Address	990 N TINSMITH LN, POST FALLS, ID 83854-9012
Document Number	0003042790
Instrument Date	Apr 13, 2026
Instrument	20263042790
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 N TINSMITH LN, POST FALLS, ID 83854-9012

Mortgage

Document Number	0003042790,
Date	May 15, 2026
Instrument	20263042790

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	990 N TINSMITH LN, POST FALLS, ID 83854-9012
Transaction Type	Mortgage
Record Updated	Jan 12, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 N TINSMITH LN, POST FALLS, ID 83854-9012

Mortgage

Document Number	2957206000
Date	Dec 28, 2023
Instrument	2957206000

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	990 N TINSMITH LN, POST FALLS, ID 83854-9012
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	KOOTENAI COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 N TINSMITH LN, POST FALLS, ID 83854-9012

Mortgage

Document Number	2909848000
Date	Jul 29, 2022
Instrument	2909848000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	POST FALLS, ID 83877

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$987.00 (+13.06%) Homeowner's exemption	$409,175 (+6.49%) Land $163,875 Building $245,300	$409,175 (+6.49%) Land $163,875 Building $245,300
2024	$873.00 (+7.64%)
2023	$811.00 Homeowner's exemption	$384,230 (-14.29%) Land $138,000 Building $246,230	$384,230 (-14.29%) Land $138,000 Building $246,230
2022	Homeowner's exemption	$448,278 Land $172,500 Building $275,778	$448,278 Land $172,500 Building $275,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Northwest Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Newmax Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Concept Communications, Verizon.

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