Polk County property record for 990 N 10th St, Eagle Lake, FL 33839
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,454 sqft · built 1974 |
| Lot Size | 0.173 acres (7,518 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $184,900 (Feb 2021) |
| Tax Bill | $3,544 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-07-684510-001090 |
| Primary APN | 26-29-07-684510-001090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,454 sqft Living Area |
| 1st Floor Area | 1,454 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,518 sqft (0.173 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 96 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 280 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 990 N 10TH ST |
|---|---|
| City | EAGLE LAKE |
| State | FL |
| Zip | 33839-3014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE MC LEOD HILLS PB 58 PG 15 BLK A LOT 9 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | LAKE MCLEOD HILLS |
| Legal Tract | 684510 |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 14600 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 990 N 10TH ST, EAGLE LAKE, FL 33839-3014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2021 | Warranty Deed, Transfer · FHA Mortgage HAMILTON HOME LOANS INC |
| Jan 26, 2017 | Deed of Trust, Mortgage · Line of Credit CENTER ST BK/FL NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2021 · Amount on Record |
| Deed Sale | Feb 24, 2021 · Amount on Record |
| Prior Sale | Sep 1, 2016 · Amount on Record |
| Deed Document Number | 202146206 |
| Deed Book / Page | 11592 / 674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 24, 2021 |
| Property Address | 990 N 10TH ST, EAGLE LAKE, FL 33839-3014 |
| Document Number | 0000046206 |
| Book / Page | 11592 / 674 |
| Map Reference | MB 58 PG 15 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2021046206 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,294.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 905 SOUTH DR, 905, POLK CITY, FL 33868-9734 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9900 NORTH 10TH STREET, EAGLE LAKE, FL 33839 |
| Document Number | 0011592676 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 11592/676 |
| Name | HAMILTON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 990 N 10TH ST, EAGLE LAKE, FL 33839-3014 |
| Document Number | 0100670537 |
| Book / Page | 010067 / 000537 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 819 CHRISTINA CHASE DR LAKELAND FL 338133618, LAKELAND, FL 33813-3618 |
| Document Number | 0100670537 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 010067/000537 |
| Instrument | 30802 |
| Name | CENTER ST BK/FL NA |
|---|---|
| Type | Bank |
| Address | LAKELAND, FL 33801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Eagle Lake City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,742 (-4.81%) Land $29,000 Building $141,742 | $170,742 (-4.81%) Land $29,000 Building $141,742 | |
| 2025 | $3,544.00 (-5.57%) | $179,362 (+2.67%) Land $29,000 Building $150,362 | $179,362 (+2.67%) Land $29,000 Building $150,362 |
| 2023 | $3,753.00 (+4.16%) | $174,705 (+4.82%) Land $28,000 Building $146,705 | $174,705 (+4.82%) Land $28,000 Building $146,705 |
| 2022 | $3,603.00 | $166,665 Land $23,000 Building $143,665 | $166,665 Land $23,000 Building $143,665 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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