990 Marigold Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 990 Marigold Ln, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,278 sqft · built 1997
Lot Size	0.075 acres (3,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$598,000 (Apr 2017)
Tax Bill	$9,099 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`790-51-023`

Property Details

APN / Parcel Number

Primary APN	`790-51-023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,278 sqft Living Area
1st Floor Area	550 sqft
2nd Floor Area	728 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,250 sqft (0.075 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	990 MARIGOLD LN
City	GILROY
State	CA
Zip	95020-7527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A125
Legal Description	TRACT 8750 LOT 23
Legal Subdivision	8750 GLENBROOK UN #1
Legal Tract	8750
Legal Lot Number	23
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1021
Census Tract	512505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	990 MARIGOLD LN, GILROY, CA 95020-7527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Apr 3, 2017	Grant Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Apr 3, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2017 · Amount on Record
Deed Sale	Apr 3, 2017 · Amount on Record
Prior Sale	Apr 21, 2008 · Amount on Record
Deed Document Number	201723614674
Last Transfer Date	Nov 6, 2021
Transfer Doc	0025169950
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	990 MARIGOLD LN, GILROY, CA 95020-7527
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 MARIGOLD LN, GILROY, CA 95020-7527
Investor	Possibly a Property Investor

Mortgage

Document Number	0025455114
Date	Mar 29, 2023
Instrument	25455114

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 16, 2021
Property Address	990 MARIGOLD LN, GILROY, CA 95020-7527
Document Number	0025169950
Map Reference	MB 669 PG 49&50
Instrument Date	Nov 6, 2021
Instrument	25169950
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	990 MARIGOLD LN, GILROY, CA 95020-7527
Investor	Possibly a Property Investor

Mortgage

Document Number	0025169951
Date	Nov 16, 2021
Instrument	25169951

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 3, 2017
Property Address	990 MARIGOLD LN, GILROY, CA 95020-7527
Document Number	0023614674
Map Reference	MAP669 PG49&50
Instrument Date	Mar 28, 2017
Instrument	23614674
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 MARIGOLD LN, GILROY, CA 95020-7527
Investor	Possibly a Property Investor

Mortgage

Document Number	0023614676
Date	Apr 3, 2017
Instrument	23614676

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 3, 2017
Property Address	990 MARIGOLD LN, GILROY, CA 95020-7527
Document Number	0023614675
Instrument Date	Mar 28, 2017
Instrument	23614675
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	990 MARIGOLD LN GILROY CA 950207527, GILROY, CA 95020-7527

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$756,966 (+2%) Land $417,153 Building $339,813
2025	$9,099.00 (+2.22%) Homeowner's exemption	$742,124 (+4.04%) Land $408,974 Building $333,150
2023	$8,901.00 (+1.68%) Homeowner's exemption	$713,308 Land $393,094 Building $320,214
2022	$8,754.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–2001)
Most Recent Claim	Jan 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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