Kerr County property record for 990 Lower Reservation Rd, Harper, TX 78631
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 1,560 sqft · built 2018 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,272 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 4593-0003-003000 |
| Primary APN | 4593-0003-003000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 3,688 sqft |
| 1st Floor Area | 448 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 828 sqft |
| Patio Area | 180 sqft |
| Storage Building | 728 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 4593-0003-003000 |
|---|---|
| Street Address | 990 LOWER RESERVATION RD |
| City | HARPER |
| State | TX |
| Zip | 78631-5319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | KERR VISTA RANCH 2 BLK C LOT 3 ACRES 5.0 |
| Legal Subdivision | KERR VISTA RANCH 2 |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | KERR TX |
| Township / Civil Division | INGRAM |
| Census Block Group | 1 |
| Census Block | 1094 |
| Census Tract | 960304 |
Source: Kerr County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 990 LOWER RESERVATION RD, HARPER, TX 78631-5319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Kerr County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Unified School District | Harper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,272.00 (+52.02%) | $444,092 (-5.29%) Land $75,000 Building $369,092 | $444,092 (-5.33%) Land $75,000 Building $369,092 |
| 2025 | $3,468.00 Homeowner's exemption Senior Citizen's exemption | $468,909 (+7.37%) | $469,092 (+7.41%) Land $100,000 Building $369,092 |
| 2023 | $3,731.00 Homeowner's exemption | $436,717 Land $100,000 Building $336,717 | $436,717 Land $100,000 Building $336,717 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 47% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hill Country Telecommunications Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 940 / 940 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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