Burke County property record for 990 Laurel St NE, Valdese, NC 28690
| Property Type | Other |
|---|---|
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $681 (2023) |
| Deeds & Mortgages | Aug 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 24045808 |
| Primary APN | 24045808 |
|---|
| Lot Area | 54,014 sqft (1.24 acres) |
|---|
| Street Address | 990 LAUREL ST NE |
|---|---|
| City | VALDESE |
| State | NC |
| Zip | 28690-8880 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | LO2 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 20901 |
990 Laurel St NE is owned by an individual.
Source: Burke County records, as of September 28, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1145 SUMMERS RD, MORGANTON, NC 28655-5806 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 990 LAUREL ST NE, VALDESE, NC 28690-8880 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0026420344 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 2642/344 |
| Instrument | 2021025056 |
| Name | TAYLORSVILLE SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | TAYLORSVILLE, NC 28681 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Aug 1, 2053 |
Source: Burke County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Valdese Town |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2023 | $681.00 |
FEMA maps place 990 Laurel St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 990 Laurel St NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF VALDESE serves 13,571 people · EPA ID NC0112010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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