990 Hanover Rd, Delaware, OH 43015 Property Records

Delaware County property record for 990 Hanover Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,044 sqft · built 2014
Lot Size	2.38 acres (104,065 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Aug 2022)
Tax Bill	$10,027 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-100-05-013-010`

Property Details

APN / Parcel Number

Primary APN	`519-100-05-013-010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,044 sqft Living Area
Gross Area	3,058 sqft
1st Floor Area	1,014 sqft
Upper Floors Area	1,030 sqft
Basement Area	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	104,065 sqft (2.38 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	588 sqft
Patio Area	350 sqft
Canopy	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	990 HANOVER RD
City	DELAWARE
State	OH
Zip	43015-3651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 19 5 1 24 TRACT 17
Legal Subdivision	UNITED STATES MILITARY LANDS
Legal Tract	17
Legal Lot Number	24
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	2
Census Block	2064
Census Tract	11200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 PICTORIA DR, 700, CINCINNATI, OH 45246-1620
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
Jan 17, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK CENTRAL OHIO
Aug 9, 2022	Survivorship Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on Record
Deed Sale	Aug 9, 2022 · Amount on Record
Prior Sale	Oct 21, 2013 · Amount on Record
Deed Document Number	202223891
Deed Book / Page	1984 / 726
Prior Transfer Date	Feb 9, 2015
Prior Transfer Doc	0000003814
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	990 HANOVER RD, DELAWARE, OH 43015-3651
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 HANOVER RD, DELAWARE, OH 43015-3651

Mortgage

Document Number	0000009104
Date	Mar 22, 2022
Book Page	1953/2790
Instrument	202200009104

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	990 HANOVER RD, DELAWARE, OH 43015-3651
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001356
Date	Jan 17, 2019
Book Page	1616/0895
Instrument	201900001356

Lender

Name	FIFTH THIRD BANK CENTRAL OHIO
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2048

August 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 9, 2022
Property Address	990 HANOVER RD, DELAWARE, OH 43015-3651
Document Number	0000023891
Book / Page	1984 / 726
Map Reference	VOL 1181 PG 2019
Instrument Date	Jul 22, 2022
Instrument	202200023891
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST UNITED TITLE INSURANCE AGENCY, FIRST OHIO TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	990 HANOVER RD, DELAWARE, OH 43015-3651

Mortgage

Document Number	0000023892
Date	Aug 9, 2022
Instrument	202200023892

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,027.00 (+4.72%)	$181,450 (-) Land $31,050 Building $150,400	$518,400 (-) Land $88,700 Building $429,700
2024	$9,575.00 (+4.81%) Homeowner's exemption	$181,450 (-) Land $31,050 Building $150,400
2023	$9,136.00 Homeowner's exemption	$181,450 Land $31,050 Building $150,400	$518,400 Land $88,700 Building $429,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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