990 Gower Rd, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 990 Gower Rd, Schenectady, NY 12302

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 3,245 sqft · built 1996
Lot Size	32.6 acres (1,420,056 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Nov 2017)
Tax Bill	$16,203 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`422289 13.-2-30.111`

Property Details

APN / Parcel Number

Primary APN	`422289 13.-2-30.111`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,245 sqft Living Area
1st Floor Area	1,971 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	1,420,056 sqft (32.6 acres)
Lot Width	2,093 ft Width
Garage Type	Mixed
Garage Area	1,064 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	990 GOWER RD
City	SCHENECTADY
State	NY
Zip	12302-6808
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RES
Legal Block	2
Legal Lot Number	30.111
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	2
Census Block	2014
Census Tract	32504

Owner

990 Gower Rd, a rural home, is owned and occupied by an individual who bought it in November 2017.

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	990 GOWER RD, SCHENECTADY, NY 12302-6808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on File
Deed Sale	Nov 1, 2017 · Amount on File
Prior Sale	Dec 19, 2005 · Amount on File
Deed Document Number	201749722
Deed Book / Page	1974 / 457
Prior Transfer Date	Jan 14, 2015
Prior Transfer Doc	1908000723
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	990 GOWER RD, GLENVILLE, NY 12302-6808
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 GOWER RD, SCHENECTADY, NY 12302-6808

Mortgage

Document Number	0000003631
Date	Feb 20, 2026
Instrument	202603631

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 19, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 990 Gower Rd was $16,203, up 0.5% from the year before.

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Unified School District	Scotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,203.00 (+0.49%)
2025	$16,124.00	$406,000 Land $92,300 Building $313,700	$738,182 Land $167,818 Building $570,364
2023		$406,000 Land $92,300 Building $313,700	$597,059 Land $135,735 Building $461,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 990 Gower Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 990 Gower Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000