Denton County property record for 990 Garnet Cv, Oak Point, TX 75068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,325 sqft · built 2000 |
| Lot Size | 2.41 acres (104,980 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Feb 1999) |
| Tax Bill | $14,332 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R175607 402735 |
| Primary APN | R175607 402735 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 4,325 sqft Living Area |
| Gross Area | 4,966 sqft |
| 1st Floor Area | 2,468 sqft |
| 2nd Floor Area | 1,857 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stone |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 104,980 sqft |
| Lot Dimensions | 1 ft deep x 104,980 ft wide |
| Garage Type | Attached |
| Garage Area | 641 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 785 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 990 GARNET CV |
|---|---|
| City | LITTLE ELM |
| State | TX |
| Zip | 75068-2273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD SOUND AT LAKE LEWISVILLE SEC 3 LOT 262 |
| Legal Subdivision | EMERALD SOUND AT LAKE LEWISVILLE SEC 3 |
| Legal Lot Number | 262 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20131 |
990 Garnet Cv is owned and occupied by an individual who bought it in February 1999.
Source: Denton County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 990 GARNET CV, LITTLE ELM, TX 75068-2273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 1999 · Amount on File |
| Deed Sale | Feb 26, 1999 · Amount on File |
| Prior Sale | Dec 2, 1998 · Amount on File |
| Deed Document Number | 199999-R0018481 |
| Prior Transfer Date | Nov 23, 1998 |
| Prior Transfer Doc | 0980108478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 990 GARNET CV, OAK POINT, TX 75068-2273 |
| Document Number | 0000107681 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 990 GARNET CV OAK POINT TX 750682273, OAK POINT, TX 75068-2273 |
| Document Number | 0000107681 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 107681 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 22, 2035 |
The 2025 property tax bill for 990 Garnet Cv was $14,332 with exemptions applied.
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Oak Point City |
| Unified School District | Denton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $964,975 Land $320,787 Building $677,213 | $998,000 Land $320,787 Building $677,213 | |
| 2025 | $14,332.00 | ||
| 2023 | $13,888.00 (-6.29%) Homeowner's exemption | $959,000 Land $402,058 Building $556,942 | $959,000 Land $402,058 Building $556,942 |
| 2022 | $14,820.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 990 Garnet Cv in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 537.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 990 Garnet Cv is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUSTANG SUD serves 127,911 people · EPA ID TX0610036 |
|---|---|
| Water Source | Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Optimum Cable | 940 / 35 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: AT&T, Nextlink.
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