Bay County property record for 990 Fraser Rd, Kawkawlin, MI 48631
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,986 sqft · built 1900 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $47,700 (May 1987) |
| Tax Bill | $2,889 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-008-400-040-02 |
| Primary APN | 080-008-400-040-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,986 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Basement Area | 1,324 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 109,771 sqft (2.52 acres) |
| Garage Area | 1,920 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 990 FRASER RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SE COR OF SEC TH W 209.90 FT TH N 100 FT TH W 135.10 FT TH N 217 FT TH E 345 FT TH S 317 FT TO BEG. SEC.8,T15N,R4E |
| Jurisdiction | BAY MI |
| Township / Civil Division | KAWKAWLIN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 286102 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 990 FRASER RD, KAWKAWLIN, MI 48631-9472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THUMB BANK & TRUST |
| Jul 19, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 1987 · Amount on Record |
| Deed Sale | May 29, 1987 · Amount on Record |
| Deed Book / Page | 1055 / 660 |
| Last Transfer Date | Jun 17, 2021 |
| Transfer Doc | 202112484 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 990 FRASER RD, KAWKAWLIN, MI 48631-9472 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 990 FRASER RD, KAWKAWLIN, MI 48631-9472 |
| Document Number | 0000020253 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 202120253 |
| Name | THUMB BANK & TRUST |
|---|---|
| Type | Bank |
| Address | PIGEON, MI 48755 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 19, 2021 |
| Property Address | 990 FRASER RD, KAWKAWLIN, MI 48631-9472 |
| Document Number | 202112484 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 202112484 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 990 FRASER RD, 990, KAWKAWLIN, MI 48631-9472 |
| Name | Verified Name |
|---|---|
| Address | 990 FRASER RD, KAWKAWLIN, MI 48631-9472 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Kawkawlin Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,889.00 (+63.59%) Homeowner's exemption | $120,100 (-0.41%) | $240,200 (-0.41%) |
| 2025 | $1,766.00 (-30.61%) Homeowner's exemption | $120,600 (+31.09%) | $241,200 (+31.09%) |
| 2023 | $92,000 | $184,000 | |
| 2022 | $2,545.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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