St. Charles County property record for 990 Emge Rd, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,741 sqft · built 2016 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $88,000 (Nov 2015) |
| Tax Bill | $7,019 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A972002061 |
| Primary APN | A972002061 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,741 sqft Living Area |
| Basement Area | 2,741 sqft |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Account Number | A972002061 |
|---|---|
| Old Parcel Number | A972002061 |
| Street Address | 990 EMGE RD |
| City | O FALLON |
| State | MO |
| Zip | 63366-2121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAWN TRLS LOT 5 |
| Legal Range | 03E |
| Legal Township | 47N |
| Legal Subdivision | FAWN TRAILS |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 311802 |
990 Emge Rd is owned and occupied by two individuals who bought it in November 2015.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 990 EMGE RD, O FALLON, MO 63366-2121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2015 · Amount on File |
| Deed Sale | Nov 10, 2015 · Amount on File |
| Prior Sale | Mar 13, 1997 |
| Deed Document Number | 0064482162 |
| Deed Book / Page | 6448 / 2162 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 990 EMGE RD, O FALLON, MO 63366-2121 |
| Document Number | 0073452431 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 990 EMGE RD O FALLON MO 633662121, O FALLON, MO 63366-2121 |
| Document Number | 0073452431 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 007345/002431 |
| Instrument | 494990 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 15, 2050 |
The 2025 property tax bill for 990 Emge Rd was $7,019.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,019.00 | $118,260 | $622,421 Land $82,800 Building $539,621 |
| 2023 | $113,591 | ||
| 2022 | $597,849 Land $72,000 Building $525,849 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 990 Emge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 990 Emge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon, Wisper ISP.
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