Mercer County property record for 990 Elmo Ave, Hermitage, PA 16148
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.176 acres (7,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,892 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12 327 132 |
| Primary APN | 12 327 132 |
|---|
| Stories | 1 Story |
|---|
| Lot Area | 7,680 sqft (0.176 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 64 ft wide |
| Street Address | 990 ELMO AVE |
|---|---|
| City | HERMITAGE |
| State | PA |
| Zip | 16148-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 990 ELMO AVE HS GR LOT 24 |
| Legal Lot Number | 24 |
| Jurisdiction | MERCER PA |
| Township / Civil Division | HERMITAGE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 31100 |
990 Elmo Ave is owned and occupied by an individual who acquired it in March 2016.
Source: Mercer County records, as of April 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 990 ELMO AVE, HERMITAGE, PA 16148-2043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 2, 2016 |
| Transfer Doc | 201600002283 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER PA |
| Property Address | 990 ELMO AVE, HERMITAGE, PA 16148-2043 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 990 ELMO AVE, HERMITAGE, PA 16148-2043 |
| Document Number | 202100009778 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021-00009778 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 6, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 990 Elmo Ave was $1,892 with a homeowner's exemption.
Source: Mercer County assessment roll, as of April 9, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Mercer County |
| Municipality | Hermitage City |
| Unified School District | Hermitage School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,892.00 Homeowner's exemption | $18,150 Land $2,250 Building $15,900 | |
| 2024 | $18,150 (-) Land $2,250 Building $15,900 | ||
| 2023 | $1,730.00 | $18,150 Land $2,250 Building $15,900 | |
| 1974 | $18,150 Land $2,250 Building $15,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 990 Elmo Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–2012) |
| Most Recent Claim | May 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 990 Elmo Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA SHENANGO VALLEY WTP private · serves 48,000 people · EPA ID PA6430054 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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