990 el Monte Ave, Chico, CA 95928 Property Records

Butte County property record for 990 el Monte Ave, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,364 sqft · built 1975
Lot Size	0.919 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$829,000 (Dec 2018)
Tax Bill	$9,204 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`002-070-006-000`

Property Details

APN / Parcel Number

Primary APN	`002-070-006-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,364 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Architectural Style	Modern
Construction Type	Wood
Lot Area	40,075 sqft (0.919 acres)
Garage Type	Attached
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	990 EL MONTE AVE
City	CHICO
State	CA
Zip	95928-9145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Description	LOT 5 EL MONTE HEIGHTS SUB
Legal Subdivision	EL MONTE HEIGHTS
Legal Lot Number	5
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1012
Census Tract	904

Owner

Source: Butte County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	990 EL MONTE AVE, CHICO, CA 95928-9145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	Apr 28, 2015 · Amount on Record
Deed Document Number	2018-0043820
Record Updated	Jun 7, 2026

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 28, 2018
Property Address	990 EL MONTE AVE, CHICO, CA 95928-9145
Document Number	0000043820
Map Reference	MB 38 PG 45&46
Instrument Date	Dec 20, 2018
Instrument	2018-0043820
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BIDWELL TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	990 EL MONTE AVE, CHICO, CA 95928-9145

Mortgage

Document Number	0000043821
Date	Dec 28, 2018
Instrument	2018-0043821

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Mortgage

Document Number	0000043822
Date	Dec 28, 2018
Instrument	2018-0043822

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,204.00 (+7.76%)	$797,476 (+4.04%) Land $175,228 Building $622,248
2023	$8,541.00 (+1.62%)	$766,512 Land $168,425 Building $598,087
2022	$8,405.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Dec 2016 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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