990 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 990 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,544 sqft · built 2000
Lot Size	0.153 acres (6,660 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (Nov 2016)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`309-18-129`

Property Details

APN / Parcel Number

Primary APN	`309-18-129`
Alternative APN	`309181291`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,660 sqft (0.153 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	990 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MIRADOR ESTATES AMENDED MCR 459-21
Legal Range	6E
Legal Township	1S
Legal Section	17
Legal Subdivision	MIRADOR ESTATES AMENDED
Legal Lot Number	128
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	422511

Owner

990 E Saratoga St is owned and occupied by an individual who acquired it in December 2022.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	990 E SARATOGA ST, GILBERT, AZ 85296-2421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Intrafamily Transfer, Transfer
Jan 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2016 · Amount on File
Deed Sale	Nov 30, 2016 · Amount on File
Prior Sale	May 31, 2005 · Amount on File
Deed Document Number	2016882140
Last Transfer Date	Dec 9, 2022
Transfer Doc	0000883999
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 9, 2022
Property Address	990 E SARATOGA ST, GILBERT, AZ 85296-2421
Document Number	0000883999
Map Reference	MB 459 PG 21
Instrument Date	Dec 7, 2022
Instrument	20220883999
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 21, 2021
Property Address	990 E SARATOGA ST, GILBERT, AZ 85296-2421
Document Number	0000071743
Map Reference	MB 459 PG 21
Instrument Date	Dec 21, 2020
Instrument	20210071743
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	990 E SARATOGA ST, GILBERT, AZ 85296-2421

Mortgage

Document Number	0000071744
Date	Jan 21, 2021
Instrument	20210071744

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	990 E SARATOGA ST, GILBERT, AZ 85296-2421
Document Number	0000160842
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 E SARATOGA ST GILBERT AZ 852962421, GILBERT, AZ 85296-2421

Mortgage

Document Number	0000160842
Date	Mar 8, 2019
Instrument	160842

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 990 E Saratoga St was $1,468.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,850 (+104.65%)	$398,500 (+7.04%) Land $79,700 Building $318,800
2025	$1,468.00	$19,472 (-51.21%)	$372,300 (-6.72%) Land $74,400 Building $297,900
2024		$39,910	$399,100 Land $79,800 Building $319,300
2023	$1,433.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 990 E Saratoga St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 990 E Saratoga St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

Nearby Properties on E Saratoga St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures