990 Cliffrose Ave, Fruita, CO 81521 Property Records

Mesa County property record for 990 Cliffrose Ave, Fruita, CO 81521

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,022 sqft · built 2005
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$278,000 (Jul 2017)
Tax Bill$2,474 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN2697-074-24-008

Property Details

APN / Parcel Number

Primary APN2697-074-24-008
Alternative APN
  • R007779

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,022 sqft Living Area
Gross Area2,546 sqft
1st Floor Area2,022 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area524 sqft
PorchSlab
Porch Area317 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR007779
Street Address990 CLIFFROSE AVE
CityFRUITA
StateCO
Zip81521-8808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLK 1 THE QUEENS SEC 7 1N 2W - 0.17AC
Legal Range002
Legal Township01N
Legal Section07
Legal SubdivisionTHE QUEENS
Legal Block1
Legal Lot Number8
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group1
Census Block1013
Census Tract1503

Owner

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address990 CLIFFROSE AVE, FRUITA, CO 81521-8808
Owner TypeCompany
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
PLANET HOME LENDING LLC
Jul 5, 2017Warranty Deed, Transfer · Conventional with PMI
FIRST OH HM FIN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2017 · Amount on Record
Deed SaleJul 5, 2017 · Amount on Record
Prior SaleJul 15, 2013 · Amount on Record
Deed Document Number20172805953
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address990 CLIFFROSE AVE, FRUITA, CO 81521-8808
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyFITCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002958200
DateDec 21, 2020
Instrument2958200
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMESA CO
Recording DateJul 5, 2017
Property Address990 CLIFFROSE AVE, FRUITA, CO 81521-8808
Document Number0002805953
Instrument DateJul 3, 2017
Instrument2805953
Transaction TypeTransfer
Record UpdatedJul 27, 2017
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$27.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address990 CLIFFROSE AVE FRUITA CO 815218808, FRUITA, CO 81521-8808

Mortgage

Document Number2805954
DateJul 5, 2017
Instrument2805954
Lender
NameFIRST OH HM FIN
TypeFunding / Finance Company
AddressWESTERVILLE, OH 43082
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 4, 2047

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,474.00 (+9.23%)$29,690 (+7.46%) Land $7,000 Building $22,690$475,110 (+15.18%) Land $112,000 Building $363,110
2024$2,265.00 (+0.53%)$27,630 (-) Land $5,790 Building $21,840
2023$2,253.00 (+13.1%)$27,630 (+14.98%) Land $5,790 Building $21,840$412,510 (+19.33%) Land $86,470 Building $326,040
2022$1,992.00$24,030 Land $4,170 Building $19,860
2021$345,700 Land $60,000 Building $285,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 97.2% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WCD
serves 92,580 people · EPA ID CO0139791
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000

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