Suffolk County and Southold Town property record for 990 Central Dr, Mattituck, NY 11952
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Nov 2013) |
| Tax Bill | $9,232 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 106.-2-16 |
| Primary APN | 473889 106.-2-16 |
|---|---|
| Alternative APNs |
|
| Lot Area | 16,988 sqft (0.39 acres) |
|---|
| Account Number | 14 |
|---|---|
| Street Address | 990 CENTRAL DR |
| City | MATTITUCK |
| State | NY |
| Zip | 11952-1060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | BOOK 12065 PAGE 863 BILL 012608 |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 170003 |
Source: Suffolk County and Southold Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 PEMBROOK DR, MINEOLA, NY 11501-2122 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CLIFFCO INC |
| Nov 16, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance SIGNATURE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2013 · Amount on Record |
| Deed Sale | Nov 6, 2013 · Amount on Record |
| Deed Book / Page | 12751 / 534 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 990 CENTRAL DR, MATTITUCK, NY 11952-1060 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Title Company | AMTRUST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0237140982 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 23714/982 |
| Name | CLIFFCO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 990 CENTRAL DR, MATTITUCK, NY 11952-1060 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229780322 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 22978/322 |
| Instrument | DJ027760 |
| Name | SIGNATURE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,900 (-) Land $700 Building $5,200 | $1,072,727 (+10,263.51%) Land $127,273 Building $945,455 | |
| 2024 | $9,232.00 | ||
| 2023 | $5,900 Land $700 Building $5,200 | $10,351 Land $1,228 Building $9,123 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
4G LTE only, no 5G reported
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