Ramsey County property record for 990 Beech St, Saint Paul, MN 55106
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,374 sqft · built 1900 |
| Lot Size | 0.123 acres (5,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Oct 2025) |
| Tax Bill | $4,016 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-29-22-21-0140 |
| Primary APN | 33-29-22-21-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,374 sqft Living Area |
| 1st Floor Area | 786 sqft |
| Family Room | Family Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,360 sqft (0.123 acres) |
| Lot Dimensions | 134 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 130896 |
|---|---|
| Street Address | 990 BEECH ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-4502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A GOTZIANS SUB B107 LYMAN&DAYT EX ALLEY LOT 18 BLK 107 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 33 |
| Legal Subdivision | A GOTZIANS SUB B107 LYMAN&DAYT |
| Legal Block | 107 |
| Legal Lot Number | 18 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 31701 |
990 Beech St is owned and occupied by an individual who bought it in October 2025.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 990 BEECH ST, SAINT PAUL, MN 55106-4502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK |
| Oct 19, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 9, 2019 | Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on File |
| Deed Sale | Oct 6, 2025 · Amount on File |
| Prior Sale | Apr 9, 2019 · Amount on File |
| Deed Document Number | 20255081636 |
| Prior Transfer Date | Oct 8, 2021 |
| Prior Transfer Doc | 0004914109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 6, 2025 |
| Property Address | 990 BEECH ST, SAINT PAUL, MN 55106-4502 |
| Document Number | 0A05081636 |
| Instrument Date | Sep 24, 2025 |
| Instrument | A05081636 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | KTE TITLE COMPANY, K2 TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 990 BEECH ST, SAINT PAUL, MN 55106-4502 |
| Document Number | 0A05081637 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | A05081637 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 19, 2021 |
| Property Address | 990 BEECH ST, SAINT PAUL, MN 55106-4502 |
| Document Number | 0A04914109 |
| Instrument Date | Oct 8, 2021 |
| Instrument | A04914109 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 990 BEECH ST, SAINT PAUL, MN 55106-4502 |
| Document Number | 0A04914110 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | A04914110 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 9, 2019 |
| Property Address | 990 BEECH ST, SAINT PAUL, MN 55106-4502 |
| Document Number | 0004752453 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 4752453 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | MINNESOTA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $191.76 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 990 BEECH ST ST PAUL MN 551064502, ST PAUL, MN 55106-4502 |
| Document Number | 4752454 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 4752454 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2049 |
The 2025 property tax bill for 990 Beech St was $4,016.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,500 (-1.7%) Land $25,500 Building $188,000 | $213,500 (-1.7%) Land $25,500 Building $188,000 | |
| 2025 | $4,016.00 | $217,200 Land $25,500 Building $191,700 | $217,200 Land $25,500 Building $191,700 |
| 2023 | $3,192.00 | $189,400 Land $13,300 Building $176,100 | $189,400 Land $13,300 Building $176,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 990 Beech St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 990 Beech St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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