Brevard County property record for 990 Bear Lake Dr, Rockledge, FL 32955
| Property Type | Single Family Home |
|---|---|
| Details | 2,273 sqft · built 2018 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Oct 2018) |
| Tax Bill | $3,706 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-36-04-26-*-18 |
| Primary APN | 25-36-04-26-*-18 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,273 sqft Living Area |
| Gross Area | 2,974 sqft |
| 1st Floor Area | 1,015 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Porch | Florida Room |
| Porch Area | 302 sqft |
| Account Number | 3015105 |
|---|---|
| Street Address | 990 BEAR LAKE DR |
| City | ROCKLEDGE |
| State | FL |
| Zip | 32955-2651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON ESTATES LOT 18 |
| Legal Range | 36E |
| Legal Township | 25S |
| Legal Section | 04 |
| Legal Subdivision | HUNTINGTON ESTATES |
| Legal Lot Number | 18 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 62900 |
990 Bear Lake Dr is owned and occupied by two individuals who bought it in October 2018.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 990 BEAR LAKE DR, ROCKLEDGE, FL 32955-2651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Oct 23, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on File |
| Deed Sale | Oct 23, 2018 · Amount on File |
| Prior Sale | Feb 9, 2018 · Amount on File |
| Deed Document Number | 2018236904 |
| Deed Book / Page | 8291 / 1996 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 990 BEAR LAKE DR, ROCKLEDGE, FL 32955-2651 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 990 BEAR LAKE DR, ROCKLEDGE, FL 32955-2651 |
| Document Number | 0091300948 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 9130/948 |
| Instrument | 2021132352 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 23, 2018 |
| Property Address | 990 BEAR LAKE DR, ROCKLEDGE, FL 32955-2651 |
| Document Number | 0082911996 |
| Book / Page | 8291 / 1996 |
| Map Reference | MB 63 PG 43&44 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 2018236904 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | STEEL CITY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1686 W HIBISCUS BLVD, 1686, MELBOURNE, FL 32901-2631 |
| Name | Verified Name |
|---|---|
| Address | 990 BEAR LAKE DR, ROCKLEDGE, FL 32955-2651 |
| Document Number | 2018236905 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 2018236905 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 990 Bear Lake Dr was $3,706 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Rockledge City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,360 (+2.7%) | $375,820 (+0.2%) | |
| 2025 | $3,706.00 Homeowner's exemption | $271,050 | $375,060 |
| 2023 | $3,573.00 (+5.93%) Homeowner's exemption | $255,750 (+3%) | $374,230 (+27.74%) Land $85,000 Building $289,230 |
| 2022 | $3,373.00 Homeowner's exemption | $248,310 | $292,960 Land $45,000 Building $247,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 990 Bear Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 990 Bear Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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