McDowell County property record for 99 Wolf Pen Cliffs Rd, Old Fort, NC 28762
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,750 sqft · built 2024 |
| Lot Size | 6.69 acres (291,416 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Dec 2023) |
| Tax Bill | $4,490 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit May 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0666-00-38-4676 |
| Primary APN | 0666-00-38-4676 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,750 sqft Heated Area |
| Basement Area | 1,837 sqft |
| Finished Basement | 988 sqft |
| Unfinished Basement | 849 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 291,416 sqft (6.69 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 81043 |
|---|---|
| Street Address | 99 WOLF PEN CLIFFS RD |
| City | OLD FORT |
| State | NC |
| Zip | 28762-0919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 6.69 AC LOT 934 PB 6/90 |
| Legal Subdivision | GATEWAY MTN S/D |
| Legal Lot Number | 934 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | CROOKED CREEK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 970800 |
99 Wolf Pen Cliffs Rd, a rural home, is owned and occupied by an individual who bought it in December 2023.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 99 WOLF PEN CLIFFS RD, OLD FORT, NC 28762-0919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2024 | Deed of Trust, Mortgage · Line of Credit GEORGIA BANKING CO |
| May 1, 2024 | Deed of Trust, Mortgage IMPECCABLE LENDING INC |
| Dec 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage IMPECCABLE LENDING INC |
| Dec 1, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on File |
| Deed Sale | Dec 1, 2023 · Amount on File |
| Deed Document Number | 0001454142 |
| Deed Book / Page | 1454 / 142 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 99 WOLF PEN CLIFFS RD, OLD FORT, NC 28762-0919 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0014670516 |
|---|---|
| Date | May 1, 2024 |
| Book Page | 1467/516 |
| Instrument | 2024002059 |
| Name | GEORGIA BANKING CO |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 30, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 99 WOLF PEN CLIFFS RD, OLD FORT, NC 28762-0919 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0014670532 |
|---|---|
| Date | May 1, 2024 |
| Book Page | 1467/532 |
| Instrument | 2024002061 |
| Name | IMPECCABLE LENDING INC |
|---|---|
| Type | Non-Lending Institution |
| Address | HIAWASSEE, GA 30546 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 99 WOLF PEN CLIFFS RD, OLD FORT, NC 28762-0919 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 135 RIVER BIRCH GROVE RD 301, 301, ASHEVILLE, NC 28806-0343 |
| Document Number | 0014860259 |
|---|---|
| Date | Dec 3, 2024 |
| Book Page | 1486/259 |
| Instrument | 2024005439 |
| Name | IMPECCABLE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HIAWASSEE, GA 30546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Dec 1, 2023 |
| Property Address | 99 WOLF PEN CLIFFS RD, OLD FORT, NC 28762-0919 |
| Document Number | 0014540142 |
| Book / Page | 1454 / 142 |
| Map Reference | MB 6 PG 90 |
| Instrument Date | Dec 1, 2023 |
| Instrument | 2023005611 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 139 ROCKY COVE RD, LEXINGTON, SC 29072-9328 |
| Name | Verified Name |
|---|---|
| Address | 135 RIVER BIRCH GROVE RD APT 301, 301, ASHEVILLE, NC 28806-0343 |
The 2025 property tax bill for 99 Wolf Pen Cliffs Rd was $4,490.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,490.00 | $662,290 Land $120,000 Building $542,290 | |
| 2023 | $813.00 | $120,000 Land $120,000 | $662,290 Land $120,000 Building $542,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Wolf Pen Cliffs Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 99 Wolf Pen Cliffs Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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