99 Willow Ln, Ridgway, CO 81432 Property Records

Ouray County property record for 99 Willow Ln, Ridgway, CO 81432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,141 sqft · built 2003
Lot Size	9.63 acres (419,483 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Aug 2026)
Tax Bill	$3,145 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`R003984`

Property Details

APN / Parcel Number

Primary APN	`R003984`
Alternative APN	`425532209003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,141 sqft Heated Area
Gross Area	4,380 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Shed Roof
Roof Material	Shingle
Lot Area	419,483 sqft (9.63 acres)
Garage Type	Detached
Garage Area	216 sqft
Patio Area	624 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Propane

Location & Zoning

Account Number	R003984
Street Address	99 WILLOW LN
City	RIDGWAY
State	CO
Zip	81432-8936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	26
Legal Description	SUBD: PONDEROSA CREST LOT: 3 S: 32 T: 46 R: 8
Legal Range	08
Legal Township	46
Legal Section	32
Legal Subdivision	PONDEROSA CREST
Legal Lot Number	3
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	1
Census Block	1063
Census Tract	967601

Owner

99 Willow Ln is owned and occupied by two individuals who bought it in August 2026.

Source: Ouray County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	99 WILLOW LN, RIDGWAY, CO 81432-8936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY
Aug 13, 2018	Warranty Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Aug 13, 2018 · Amount on File
Deed Document Number	2026241851
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Aug 3, 2026
Property Address	99 WILLOW LN, RIDGWAY, CO 81432-8936
Document Number	0000241851
Instrument Date	Jul 31, 2026
Instrument	2026241851
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,625.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	99 WILLOW LN, RIDGWAY, CO 81432-8936

Mortgage

Document Number	0000241852,
Date	Aug 3, 2026
Instrument	2026241852

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Aug 13, 2018
Property Address	99 WILLOW LN, RIDGWAY, CO 81432-8936
Document Number	221457
Map Reference	DOC164756
Instrument Date	Aug 10, 2018
Instrument	221457
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$46.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	30046 IDLEWILD LN, COALMONT, CO 80430

Tax Assessment & Valuation

The 2025 property tax bill for 99 Willow Ln was $3,145, down 2.9% from the year before.

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Unified School District	Ridgway School District R-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,145.00 (-2.9%)	$57,220 (-8.32%) Land $15,630 Building $41,590	$915,380 (-1.73%) Land $250,000 Building $665,380
2024	$3,239.00 (-6.22%)	$62,410 (-5.04%) Land $15,820 Building $46,590	$931,450 (-4.12%) Land $236,060 Building $695,390
2023	$3,454.00	$65,720 Land $16,660 Building $49,060	$971,450 Land $246,200 Building $725,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 99 Willow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Willow Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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