Clay County property record for 99 Washington St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,002 sqft · built 1948 |
| Lot Size | 0.159 acres (6,930 sqft) |
| Owner | Company Name on Record |
| Last Sale | $77,140 (Apr 2024) |
| Tax Bill | $156 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082D115C 0510000 |
| Primary APN | 082D115C 0510000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,002 sqft Finished Area |
| 1st Floor Area | 950 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,930 sqft |
| Street Address | 99 WASHINGTON ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 LESS W 82 FT LOT 15 BLK 77 W 3 DB 318/875 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 15 |
| Legal Block | 77 |
| Legal Lot Number | 15 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clay County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 50 WHITE OAK LN, STARKVILLE, MS 39759-6660 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 6, 2024 | Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA |
| Apr 2, 2024 | Warranty Deed, Transfer · Commercial Mortgage CADENCE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on Record |
| Deed Sale | Apr 2, 2024 · Amount on Record |
| Deed Document Number | 20241158 |
| Deed Book / Page | 318 / 875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 99 WASHINGTON ST, WEST POINT, MS 39773-2770 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 50 WHITE OAK LN, STARKVILLE, MS 39759-6660 |
| Document Number | 0LM566/952 |
|---|---|
| Date | Nov 6, 2024 |
| Book Page | LM 566/952 |
| Instrument | 2024005089 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | STARKVILLE, MS 39759 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Sep 26, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Apr 2, 2024 |
| Property Address | 99 WASHINGTON ST, WEST POINT, MS 39773-2770 |
| Document Number | DEED318/875 |
| Book / Page | DEED 318 / 875 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024001158 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2634 E CHURCH HILL RD, WEST POINT, MS 39773-5059 |
| Name | Verified Name |
|---|---|
| Address | 50 WHITE OAK LN, STARKVILLE, MS 39759-6660 |
| Document Number | 2024001159 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 2024001159 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Mar 13, 2025 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156.00 (-56.55%) | $2,788 (-) Land $682 Building $2,106 | $18,588 (-) Land $4,545 Building $14,043 |
| 2024 | $2,788 (+15.93%) Land $682 Building $2,106 | $18,588 (+15.94%) Land $4,545 Building $14,043 | |
| 2023 | $359.00 (+0.56%) | $2,405 Land $682 Building $1,723 | $16,032 Land $4,545 Building $11,487 |
| 2022 | $357.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 7 (1994–2011) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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