99 W Main St, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 99 W Main St, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,182 sqft · built 1974
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2019)
Tax Bill	$4,778 (2026)
Deeds & Mortgages	Mar 2021 Refinance Oct 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:87 B:L:74`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:87 B:L:74`
Alternative APNs	`M:8 B:63 L:2` `1168`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
Gross Area	2,495 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1168
Street Address	99 W MAIN ST
City	WESTMINSTER
State	MA
Zip	01473-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	74
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1016
Census Tract	708100

Owner

99 W Main St is owned and occupied by an individual who bought it in June 2019.

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	99 W MAIN ST, WESTMINSTER, MA 01473-1421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 30, 2018	Deed of Trust, Mortgage · Line of Credit GFA FEDERAL CREDIT UNION
Dec 30, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jun 17, 2019	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on File
Deed Sale	Jun 17, 2019 · Amount on File
Prior Sale	Nov 3, 1976 · Amount on File
Deed Document Number	20199678
Deed Book / Page	9347 / 342
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	99 W MAIN ST, WESTMINSTER, MA 01473-1421
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009910-236
Date	Mar 12, 2021
Book Page	9910/236
Instrument	5389

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	99 W MAIN ST, WESTMINSTER, MA 01473-1421
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9199-319
Date	Oct 30, 2018
Book Page	9199/319
Instrument	19168

Lender

Name	GFA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2038

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	99 W MAIN ST, WESTMINSTER, MA 01473-1421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9834-349
Date	Dec 30, 2020
Book Page	9834/349
Instrument	24485

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Jun 17, 2019
Property Address	99 W MAIN ST, WESTMINSTER, MA 01473-1421
Document Number	9347-342
Book / Page	009347 / 000342
Instrument Date	Jun 17, 2019
Instrument	9678
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 BEACON ST #22E BURLINGTON MA 018033810, 22E, BURLINGTON, MA 01803-3810

Mortgage

Document Number	9347-345
Date	Jun 17, 2019
Book Page	009347/000345
Instrument	9679

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 99 W Main St was $4,778, up 6.9% from the year before.

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,778.00 (+6.87%)	$407,300 (+12.05%) Land $116,000 Building $291,300	$405,460 (+2.01%)
2025	$4,471.00 (+4.34%)	$363,500 (+4.01%) Land $116,000 Building $247,500	$397,480
2024	$4,285.00 (+0.3%)	$349,500 (+6.85%) Land $116,000 Building $233,500
2023	$4,272.00	$327,100 Land $107,500 Building $219,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTMINSTER DEPARTMENT OF PUBLIC WORKS serves 3,889 people · EPA ID MA2332000
Water Source	Purchased surface water from FITCHBURG DPW DIVISION OF WATER SUPPLY
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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