99 W Main St, Bainbridge, NY 13733 Property Records

Chenango County and Bainbridge Town property record for 99 W Main St, Bainbridge, NY 13733 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,464 sqft · built 1875
Lot Size	3.8 acres (165,528 sqft)
Owner	Individual Name on File
Last Sale	$20,500 (Nov 2021)
Tax Bill	$3,607 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`082201 265.06-2-3`

Property Details

APN / Parcel Number

Primary APN	`082201 265.06-2-3`
Alternative APNs	`220126506000020030000000` `0210853`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,104 sqft
Upper Floors Area	360 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1977
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	165,528 sqft (3.8 acres)
Garage Type	Attached
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0210853
Street Address	99 W MAIN ST
City	BAINBRIDGE
State	NY
Zip	13733-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B807 P197
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	CHENANGO NY
Township / Civil Division	BAINBRIDGE
Census Block Group	2
Census Block	2039
Census Tract	970801

Owner

Source: Chenango County and Bainbridge Town records · APN 082201 265.06-2-3

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	99 W MAIN ST, BAINBRIDGE, NY 13733-3200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Nov 12, 2021	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Apr 23, 2018	Grant Deed, Transfer NOT AVAILABLE
Apr 23, 2018	Grant Deed, Transfer · Conventional Mortgage SIDNEY FCU
May 22, 2017	Trustee's Deed, Foreclosure WEB TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Apr 23, 2018 · Amount on Record
Deed Document Number	2021202100001939
Prior Transfer Date	Jun 16, 2021
Prior Transfer Doc	0000001939
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	99 W MAIN ST, BAINBRIDGE, NY 13733-3200
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000002481
Date	Nov 10, 2022
Instrument	20220-00002481

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHENANGO NY
Recording Date	Nov 12, 2021
Property Address	99 W MAIN ST, BAINBRIDGE, NY 13733-3200
Document Number	2021000001939
Instrument Date	Jun 16, 2021
Instrument	20210-00001939
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 W MAIN ST, BAINBRIDGE, NY 13733-3200

Mortgage

Document Number	21000002691
Date	Nov 12, 2021
Instrument	210-00002691

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHENANGO NY
Recording Date	Apr 23, 2018
Property Address	99 W MAIN ST, BAINBRIDGE, NY 13733-3200
Document Number	0000000497
Instrument Date	Apr 20, 2018
Instrument	497
Transaction Type	Transfer
Record Updated	Apr 04, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 OAK AVE SIDNEY NY 138381039, SIDNEY, NY 13838-1039

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHENANGO NY
Recording Date	Apr 23, 2018
Property Address	99 W MAIN ST, BAINBRIDGE, NY 13733-3200
Document Number	000000D497
Instrument Date	Mar 22, 2018
Instrument	D497
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 OAK AVE SIDNEY NY 138381039, SIDNEY, NY 13838-1039

Mortgage

Document Number	M775
Date	Apr 23, 2018
Instrument	M775

Lender

Name	SIDNEY FCU
Type	Credit Union
Address	SIDNEY, NY 13838

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 22, 2033

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHENANGO NY
Recording Date	May 22, 2017
Property Address	99 W MAIN ST, BAINBRIDGE, NY 13733-3200
Document Number	0000000670
Instrument Date	Apr 19, 2017
Instrument	670
Transaction Type	Foreclosure
Record Updated	Jun 27, 2017
Title Company	WEB TITLE

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chenango County and Bainbridge Town records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Bainbridge Town
Municipality	Bainbridge Village
Unified School District	Bainbridge-Guilford Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,607.00	$74,500 (-) Land $25,300 Building $49,200	$109,559 (+17.65%) Land $37,206 Building $72,353
2023		$74,500 (-) Land $25,300 Building $49,200	$93,125 (+8.75%) Land $31,625 Building $61,500
2022		$74,500 Land $25,300 Building $49,200	$85,632 Land $29,080 Building $56,552

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chenango County (36017C), updated November 26, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360179708012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (2006–2014)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Jun 2014, other causes
Claims By Storm	Remnants Of Tropical Storm Lee, Sep 2011 · 12 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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