99 Turtle Hill Trl, Willard, NC 28478 Property Records

Pender County property record for 99 Turtle Hill Trl, Willard, NC 28478

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,834 sqft · built 2019
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`3323-61-9674-0000`

Property Details

APN / Parcel Number

Primary APN	`3323-61-9674-0000`
Alternative APNs	`000054355` `982666`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,834 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	60,984 sqft (1.4 acres)
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000054355
Street Address	99 TURTLE HILL TRL
City	WILLARD
State	NC
Zip	28478-7899
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA
Legal Description	1.40 AC TR PB 55/15 RIVENBARK DIV
Jurisdiction	PENDER NC
Township / Civil Division	UNION
Census Block Group	1
Census Block	1027
Census Tract	920300

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 TURTLE HILL TRL, WILLARD, NC 28478-7899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2023
Deed Sale	Oct 10, 2023
Prior Sale	Nov 28, 2018 · Amount on Record
Deed Document Number	202320121130
Deed Book / Page	4823 / 215
Prior Transfer Date	Sep 18, 2023
Prior Transfer Doc	0048230215
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Oct 10, 2023
Property Address	99 TURTLE HILL TRL, WATHA, NC 28478-7899
Document Number	0048230215
Book / Page	4823 / 215
Map Reference	MB 55 PG 15
Instrument Date	Sep 18, 2023
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 TURTLE HILL TRL, WILLARD, NC 28478-7899

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 TURTLE HILL TRL, WILLARD, NC 28478-7899

Mortgage

Document Number	0048230217
Date	Oct 10, 2023
Instrument	4823-0217

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 28, 2018
Property Address	WILLARD, NC 28478
Document Number	0046750355
Book / Page	004675 / 000355
Instrument Date	Nov 28, 2018
Instrument	20043015
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$24.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1160 ROCKY POINT NC 284571160, ROCKY POINT, NC 28457-1160

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,731.00 (+2,067.46%)	$562,456 (+106.63%) Land $24,570 Building $537,886	$562,456 (+106.63%) Land $24,570 Building $537,886
2023		$272,202 (+1,702.66%) Land $26,600 Building $245,602	$272,202 (+1,702.66%) Land $26,600 Building $245,602
2022	$126.00	$15,100 Land $15,100	$15,100 Land $15,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	55 (1996–2018)
Claims Outside the SFHA	11 of 55
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 25 claims Hurricane Matthew, Oct 2016 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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