Berkeley County property record for 99 Train Dr, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,808 sqft · built 1987 |
| Lot Size | 0.281 acres (12,268 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $863 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-11-05-042 |
| Primary APN | 221-11-05-042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Finished Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 880 sqft |
| 2nd Floor Area | 928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 12,268 sqft (0.281 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 192 sqft |
| Street Address | 99 TRAIN DR |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-7783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | ASSESSMENT DISTRICT: 650TRAMWAY |
| Legal Subdivision | TRAMWAY |
| Legal Block | K |
| Legal Lot Number | 10 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 20713 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 99 TRAIN DR, SUMMERVILLE, SC 29486-7783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 99 TRAIN DR, SUMMERVILLE, SC 29486-7783 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 3594/0717 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 3594/717 |
| Instrument | 2020047377 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,371 (+2,399.94%) Land $26,055 Building $140,316 | $306,500 (-) Land $48,000 Building $258,500 | |
| 2025 | $863.00 (+4.86%) | $6,655 (-) Land $1,042 Building $5,613 | $306,500 (-) Land $48,000 Building $258,500 |
| 2024 | $823.00 (+0.12%) Homeowner's exemption | $6,655 (+15.02%) Land $1,042 Building $5,613 | $306,500 (+56.7%) Land $48,000 Building $258,500 |
| 2022 | $822.00 Homeowner's exemption | $5,786 Land $828 Building $4,958 | $195,600 Land $28,000 Building $167,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 271 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 271 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LINCOLNVILLE serves 1,980 people · EPA ID SC1010007 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | BCWSA SANGAREE W/D (0820002) |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Home Telecom.
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