99 Thatcher Dr, Rocky Point, NC 28457 Property Records

Pender County property record for 99 Thatcher Dr, Rocky Point, NC 28457

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,293 sqft · built 2018
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$274,000 (Feb 2020)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3262-17-2532-0000`

Property Details

APN / Parcel Number

Primary APN	`3262-17-2532-0000`
Alternative APNs	`000034121` `981703`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,293 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	20,473 sqft (0.469 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000034121
Street Address	99 THATCHER DR
City	ROCKY POINT
State	NC
Zip	28457-6021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 61 RESERVE ON ISLAND CREEK
Legal Subdivision	THE RESERVE ON ISLAND CREEK PH 2
Legal Lot Number	61
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2043
Census Tract	920203

Owner

99 Thatcher Dr is owned and occupied by an individual who bought it in February 2020.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	99 THATCHER DR, ROCKY POINT, NC 28457-6021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
Feb 7, 2020	Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
Aug 28, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage ALPHA MORTGAGE CORP
Feb 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Feb 9, 2018	Loan Modification, Mortgage UNION BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2020 · Amount on File
Deed Sale	Feb 7, 2020 · Amount on File
Prior Sale	Aug 28, 2018 · Amount on File
Deed Document Number	0028824703
Deed Book / Page	2882 / 4703
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	99 THATCHER DR, ROCKY POINT, NC 28457-6021
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047680520
Date	Oct 14, 2021
Book Page	4768/520

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	341 Months
Due	Mar 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 7, 2020
Property Address	99 THATCHER DR, ROCKY POINT, NC 28457-6021
Document Number	0047032882
Book / Page	4703 / 2882
Map Reference	MB 59 PG 126-128
Instrument Date	Feb 3, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1553 CAIRO WAY, 1553, FUQUAY VARINA, NC 27526-5366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 THATCHER DR, ROCKY POINT, NC 28457-6021

Mortgage

Document Number	0047032886
Date	Feb 7, 2020
Instrument	4703/2886

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 28, 2018
Property Address	99 THATCHER DR, ROCKY POINT, NC 28457-6021
Document Number	0046711042
Book / Page	4671 / 1042
Map Reference	MB59 PG126-128
Instrument Date	Aug 27, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7122, JACKSONVILLE, NC 28540-2122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 THATCHER DR, ROCKY POINT, NC 28457-6021

Mortgage

Document Number	0046711044
Date	Aug 28, 2018
Instrument	4671/1044

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 9, 2018
Property Address	99 THATCHER DR, ROCKY POINT, NC 28457-6021
Document Number	0046590050
Book / Page	004659 / 000050
Instrument Date	Feb 8, 2018
Instrument	20033281
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$154.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7122 JACKSONVILLE NC 285402122, JACKSONVILLE, NC 28540-2122

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Recording Date	Feb 9, 2018
Property Address	99 THATCHER DR, ROCKY POINT, NC 28457-6021
Document Number	0046590053
Book / Page	004659 / 000053
Instrument Date	Feb 8, 2018
Instrument	20033282
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	46590053
Date	Feb 9, 2018
Book Page	004659/000053
Instrument	20033282

Lender

Name	UNION BK
Type	Bank
Address	1427 MILITARY CUTOFF RD # 210, WILMINGTON, NC 28403-3693

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 99 Thatcher Dr was $2,482.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,482.00	$474,283 Land $30,223 Building $444,060	$474,283 Land $30,223 Building $444,060
2023		$246,711 (-) Land $46,839 Building $199,872	$246,711 (-) Land $46,839 Building $199,872
2022	$2,163.00	$246,711 Land $46,839 Building $199,872	$246,711 Land $46,839 Building $199,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Thatcher Dr in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Thatcher Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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