99 Swing Loop, Rockwood, TN 37854 Property Records

Cumberland County property record for 99 Swing Loop, Rockwood, TN 37854

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,362 sqft · built 1955
Lot Size	1.93 acres (84,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,000 (Jul 1997)
Tax Bill	$424 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156-064.00`

Property Details

APN / Parcel Number

Primary APN	`156-064.00`
Alternative APNs	`0615615606400` `018156 06400`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,362 sqft Living Area
Gross Area	1,684 sqft
1st Floor Area	1,040 sqft
Upper Floors Area	322 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	84,071 sqft (1.93 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	838 sqft
Deck Area	Deck Area
Patio Area	140 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	99 SWING LOOP
City	ROCKWOOD
State	TN
Zip	37854-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEV MIN PPI TRUSTEE 156-105M11 DB 38-535
Jurisdiction	CUMBERLAND TN
Township / Civil Division	6
Census Block Group	4
Census Block	4057
Census Tract	970800

Owner

Source: Cumberland County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 SWING LOOP, ROCKWOOD, TN 37854-7006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 13, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 1997 · Amount on Record
Deed Sale	Jul 28, 1997 · Amount on Record
Prior Sale	Jul 6, 1989 · Amount on Record
Deed Book / Page	1001 / 1580
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Recording Date	Jul 7, 2026
Property Address	99 SWING LOOP, ROCKWOOD, TN 37854-7006
Document Number	0000009182
Book / Page	1753 / 407
Instrument Date	Jun 11, 2026
Instrument	20269182
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 SWING LOOP, ROCKWOOD, TN 37854-7006

Mortgage

Document Number	0000009182,
Date	Jul 7, 2026
Book Page	1753/407
Instrument	20269182

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	99 SWING LOOP, ROCKWOOD, TN 37854-7006
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 SWING LOOP, ROCKWOOD, TN 37854-7006

Mortgage

Document Number	0000003839
Date	Mar 12, 2021
Book Page	1603/2177
Instrument	21003839

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	KINGSTON, TN 37763

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	99 SWING LOOP, ROCKWOOD, TN 37854-7006
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, AEG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 SWING LOOP, ROCKWOOD, TN 37854-7006

Mortgage

Document Number	0000000989
Date	Jan 13, 2023
Book Page	1663/332
Instrument	23000989

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	KINGSTON, TN 37763

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 21, 2037

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$424.00 (+25.44%)	$37,375 (-) Land $3,000 Building $34,375	$149,500 (-) Land $12,000 Building $137,500
2023		$37,375 (-) Land $3,000 Building $34,375
2022		$37,375 Land $3,000 Building $34,375	$149,500 (-) Land $12,000 Building $137,500
2021			$149,500 Land $12,000 Building $137,500
2018	$338.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND PLATEAU WATER AUTHORITY #1 serves 23,252 people · EPA ID TN0000147
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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