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99 Surfwind Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 99 Surfwind Dr, Spring Lake, NC 28390 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,036 sqft · built 1995
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$162,500 (Jun 2022)
Tax Bill$1,119 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1500050365

Property Details

APN / Parcel Number

Primary APN1500050365
Alternative APN
  • 010545 0016 98

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,036 sqft Heated Area
1st Floor Area1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
Garage Area504 sqft
PorchPorch
Porch Area92 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1500050365
Street Address99 SURFWIND DR
CitySPRING LAKE
StateNC
Zip28390-8365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT#132 TRADEWINDS SEC#6 PC#F-283C
Legal SubdivisionTRADEWINDS
Legal Lot Number132
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group1
Census Block1047
Census Tract70600

Owner

Source: Harnett County records · APN 1500050365

Assessment roll updated August 28, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address99 SURFWIND DR, SPRING LAKE, NC 28390-8365
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · FHA Mortgage
SOVEREIGN LENDING GROUP INC
Jun 29, 2022Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 20, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Prior SaleOct 27, 2016 · Amount on Record
Deed Document Number2022103958
Deed Book / Page4157 / 168
Prior Transfer DateMay 21, 2018
Prior Transfer Doc0000013476
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address99 SURFWIND DR, SPRING LAKE, NC 28390-8365
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005490
DateMar 11, 2021
Book Page3951/593
Instrument2021005490
Lender
NameSOVEREIGN LENDING GROUP INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateJun 29, 2022
Property Address99 SURFWIND DR, SPRING LAKE, NC 28390-8365
Document Number0000103958
Book / Page4157 / 168
Map ReferenceCAB F SL 283-C
Instrument DateJun 01, 2022
Instrument2022103958
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyAMROCK INC, AMROCK

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address99 SURFWIND DR, 99, SPRING LAKE, NC 28390-8365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address99 SURFWIND DR, SPRING LAKE, NC 28390-8365
InvestorPossibly a Property Investor

Mortgage

Document Number0000103959
DateJun 29, 2022
Instrument2022103959
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueJul 01, 2051

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARNETT NC
Recording DateSep 20, 2018
Property Address99 SURFWIND DR, SPRING LAKE, NC 28390-8365
Document Number0000013476
Book / Page003540 / 000199
Instrument DateMay 21, 2018
Instrument13476
Transaction TypeTransfer
Record UpdatedOct 03, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 SURFWIND DR SPRING LAKE NC 283908365, SPRING LAKE, NC 28390-8365

Tax Assessment & Valuation

Source: Harnett County records · Assessment roll updated August 28, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,119.00$143,505 (-)$143,505 (-) Land $24,950 Building $118,555
2023$1,119.00$143,505$143,505 Land $24,950 Building $118,555

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims9 (2016–2018)
Claims Outside the SFHA6 of 9
Most Recent ClaimSep 2018, rainfall accumulation, Hurricane Florence
Claims By Storm
  • Hurricane Florence, Sep 2018 · 6 claims

Wildfire

Wildfire RiskModerate
above 49% of the US · above 70% of North Carolina
Wildfire LikelihoodAbout 1 in 1,010 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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