99 Summer St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 99 Summer St, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,718 sqft · built 1820
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Oct 2013)
Tax Bill	$11,849 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00F1 B:0110 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00F1 B:0110 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,718 sqft Living Area
Gross Area	4,176 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	99 SUMMER ST
City	ACTON
State	MA
Zip	01720-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	110
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1014
Census Tract	363201

Owner

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	99 SUMMER ST, ACTON, MA 01720-2258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Feb 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Feb 17, 2017	Deed of Trust, Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2013 · Amount on Record
Deed Sale	Oct 31, 2013 · Amount on Record
Prior Sale	Jul 17, 2008
Deed Book / Page	62867 / 75
Transfer Doc	60442-412
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	99 SUMMER ST, ACTON, MA 01720-2258
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078124-302
Date	Jun 29, 2021
Book Page	78124/302
Instrument	146364

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	99 SUMMER ST, ACTON, MA 01720-2258
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076958-125
Date	Feb 12, 2021
Book Page	76958/125
Instrument	33245

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	99 SUMMER ST, ACTON, MA 01720-2258
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68905-541
Date	Feb 17, 2017
Book Page	68905/541
Instrument	25762

Lender

Name	TD BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,849.00 (+2.88%)	$690,900 (-) Land $276,900 Building $414,000	$831,725 (+4.89%)
2024	$11,517.00 (+0.72%)	$690,900 (+6.1%) Land $276,900 Building $414,000	$792,965
2023	$11,435.00	$651,200 Land $251,600 Building $399,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

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