99 Stingray Ln, Deltaville, VA 23043 Property Records

Middlesex County property record for 99 Stingray Ln, Deltaville, VA 23043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1934
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$370,000 (Feb 2021)
Tax Bill	$2,630 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`41 48 31`

Property Details

APN / Parcel Number

Primary APN	`41 48 31`
Alternative APN	`10134`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1982
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)

Exterior Amenities

Porch	Porch
Porch Area	210 sqft
Deck Area	178 sqft
Shed	1 Shed
Shed Area	240 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10134
Street Address	99 STINGRAY LN
City	DELTAVILLE
State	VA
Zip	23043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STINGRAY POINT 41-6 .246 AC LOT 31 P64-97 D208-628 210-523 376-698 P16-229 D21-299. D23-1868
Legal Subdivision	STINGRAY POINT SD
Legal Lot Number	31
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	1
Census Block	1005
Census Tract	951200

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	100 TURNING ROCK VW, WILLIAMSBURG, VA 23188-2071
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 15, 2023	Intrafamily Transfer, Transfer
Feb 3, 2021	Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Deed Document Number	2021299
Last Transfer Date	Dec 12, 2023
Transfer Doc	0000001868
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Recording Date	Sep 21, 2026
Property Address	99 STINGRAY LN, DELTAVILLE, VA 23043
Document Number	0000001637
Instrument Date	Sep 4, 2026
Instrument	20261637
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000001637,
Date	Sep 21, 2026
Instrument	20261637

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX VA
Recording Date	Dec 15, 2023
Property Address	99 STINGRAY LN, DELTAVILLE, VA 23043
Document Number	0230001868
Instrument Date	Dec 12, 2023
Instrument	230001868
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 TURNING ROCK VW, WILLIAMSBURG, VA 23188-2071

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Feb 3, 2021
Property Address	99 STINGRAY LN, DELTAVILLE, VA 23043
Document Number	210000299
Instrument Date	Jan 20, 2021
Instrument	210000299
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 SAUNDERS BRG, WILLIAMSBURG, VA 23188-2797

Mortgage

Document Number	210000300
Date	Feb 3, 2021
Instrument	210000300

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,630.00	$431,200 (-) Land $312,000 Building $119,200	$431,200 (-) Land $312,000 Building $119,200
2025	$2,630.00	$431,200 (-) Land $312,000 Building $119,200	$431,200 (-) Land $312,000 Building $119,200
2023	$2,630.00	$431,200 Land $312,000 Building $119,200	$431,200 Land $312,000 Building $119,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 129 policies
Nearby Flood Policies	129 in force
Nearby Flood Claims	46 (1992–2022)
Claims Outside the SFHA	7 of 46
Most Recent Claim	Oct 2022 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 17 claims Hurricane Isabel, Sep 2003 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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