99 Stephens St, Matteson, IL 60443 Property Records

Cook County property record for 99 Stephens St, Matteson, IL 60443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,165 sqft · built 2017
Lot Size	0.105 acres (4,569 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,500 (Jan 2017)
Tax Bill	$10,823 (2023)
Deeds & Mortgages	Mar 2020 Loan Modification Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-16-205-012`

Property Details

APN / Parcel Number

Primary APN	`31-16-205-012`
Alternative APN	`31-16-205-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,165 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,569 sqft (0.105 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	99 STEPHENS ST
City	MATTESON
State	IL
Zip	60443-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BROOKMERE
Legal Lot Number	1-3
Jurisdiction	COOK IL
Township / Civil Division	RICH
Census Block Group	4
Census Block	4043
Census Tract	830004

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 STEPHENS ST, MATTESON, IL 60443-3020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Loan Modification, Mortgage · Conventional with PMI NEW AMERICAN FNDG
Mar 31, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 13, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2017 · Amount on Record
Deed Sale	Jan 13, 2017 · Amount on Record
Prior Sale	Jan 6, 2016 · Amount on Record
Deed Document Number	201742043
Last Transfer Date	Jun 21, 2024
Transfer Doc	0000002244
Record Updated	Sep 20, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	99 STEPHENS ST, MATTESON, IL 60443-3020
Document Number	2012103101
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 STEPHENS ST MATTESON IL 604433020, MATTESON, IL 60443-3020

Mortgage

Document Number	2012103101
Date	Apr 30, 2020
Instrument	12103101

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	AUSTIN, TX 78717

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

Interest

Rate	3.75%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	99 STEPHENS ST, MATTESON, IL 60443-3020
Document Number	2012103102
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 STEPHENS ST MATTESON IL 604433020, MATTESON, IL 60443-3020

Mortgage

Document Number	2012103102
Date	Apr 30, 2020
Instrument	12103102

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

January 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jan 13, 2017
Property Address	99 STEPHENS ST, MATTESON, IL 60443-3020
Document Number	1701342043
Instrument Date	Dec 15, 2016
Instrument	1342043
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 W 34TH ST #1 STEGER IL 604751016, 1, STEGER, IL 60475-1016

Mortgage

Document Number	1701342044
Date	Jan 13, 2017
Instrument	1342044

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Rich Township
Municipality	Matteson Village
Secondary School District	Rich Township High School District 227 (09 - 12)
Elementary School District	Elementary School District 159 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,426 (+45.51%) Land $5,826 Building $23,600	$294,260 (+45.51%) Land $58,260 Building $236,000
2023	$10,823.00 (+20.31%)
2022	$8,996.00 Homeowner's exemption	$20,223 Land $5,025 Building $15,198	$202,230 Land $50,250 Building $151,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTESON serves 18,293 people · EPA ID IL0311800
Water Source	Purchased surface water from OAK LAWN
Last State Inspection	Jan 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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