99 Spring St, Charleston, SC 29403 Property Records

Charleston County property record for 99 Spring St, Charleston, SC 29403

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 2 ba · 2,644 sqft · built 1852
Lot Size	0.169 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$3,760,000 (Jun 2023)
Tax Bill	$48,405 (2024)
Deeds & Mortgages	Jun 2023 Sale & Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`460-08-03-071`

Property Details

APN / Parcel Number

Primary APN	`460-08-03-071`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,644 sqft Total Area
1st Floor Area	1,127 sqft
Upper Floors Area	1,517 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1852
Architectural Style	Other
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 48 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	546 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	99 SPRING ST
City	CHARLESTON
State	SC
Zip	29403-5994
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	DESCRIPTION -99 SPRING
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2004
Census Tract	1000

Owner

Source: Charleston County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5805 CREEK POINTE WAY, RALEIGH, NC 27614-5800
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed, Transfer · Line of Credit FIRST CAPITAL BANK
Jun 22, 2021	Deed, Transfer · Stand-Alone First Mortgage BEACON COMMUNITY BANK
Jul 10, 2019	Trustee's Deed, Construction Loan · Line of Credit SERVISFIRST BK
Nov 21, 2017	Grant Deed, Transfer · Line of Credit SERVISFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	0000118356
Deed Book / Page	1183 / 56
Record Updated	Jun 8, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 1, 2023
Property Address	99 SPRING ST, CHARLESTON, SC 29403-5994
Document Number	0011830056
Book / Page	1183 / 56
Map Reference	MB CL PG 50
Instrument Date	Apr 18, 2023
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,776.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5805 CREEK POINTE WAY, RALEIGH, NC 27614-5800

Mortgage

Document Number	0000118357
Date	Jun 1, 2023
Instrument	1183/57

Lender

Name	FIRST CAPITAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	0011830058
Date	Jun 1, 2023
Book Page	1183/58

Lender

Name	FIRST CAPITAL BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29466

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 22, 2021
Property Address	99 SPRING ST, CHARLESTON, SC 29403-5994
Document Number	0010050518
Book / Page	1005 / 518
Map Reference	MB CL PG 50
Instrument Date	Jun 15, 2021
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 BANK ST, MOUNT PLEASANT, SC 29464-4702

Mortgage

Document Number	0001005519
Date	Jun 22, 2021
Instrument	1005/519

Lender

Name	BEACON COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 15, 2026

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 10, 2019
Property Address	99 SPRING ST, CHARLESTON, SC 29403-5994
Book / Page	000807 / 000130
Instrument Date	Jun 25, 2019
Transaction Type	Construction Loan
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	455 KING ST CHARLESTON SC 294036232, CHARLESTON, SC 29403-6232

Mortgage

Document Number	0807/0130
Date	Jul 10, 2019
Book Page	000807/000130

Lender

Name	SERVISFIRST BK
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 21, 2017
Property Address	99 SPRING ST, CHARLESTON, SC 29403-5994
Document Number	0681/0323
Book / Page	000681 / 000323
Instrument Date	Nov 9, 2017
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	455 1/2 KING ST CHARLESTON SC 294036232, CHARLESTON, SC 29403-6232

Mortgage

Document Number	681/0326
Date	Nov 21, 2017
Book Page	000681/000326

Lender

Name	SERVISFIRST BK
Type	Bank
Address	701 E BAY ST # 503, CHARLESTON, SC 29403-5094

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$48,405.00 (+10.74%)	$169,200 (+2.55%)
2022	$43,711.00	$165,000	$2,750,000 (-26.86%) Land $860,000 Building $1,890,000
2020			$3,760,000 Land $900,000 Building $2,860,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 171 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	194 units insured incl. 23 condo units
Nearby Flood Claims	39 (1983–2016)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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