99 Spring St, #103, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 99 Spring St, #103, Keene, NH 03431

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 2,707 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$2,384,933 (May 2026)
Tax Bill	$7,482 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`KEEN M:569 L:48`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:569 L:48`
Alternative APN	`569048000000000`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,707 sqft Living Area
Gross Area	4,573 sqft
1st Floor Area	1,789 sqft
Attic	Attic
Attic Area	918 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	569048000000000
Street Address	99 SPRING ST, 103
City	KEENE
State	NH
Zip	03431-3254
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	HD
Legal Lot Number	48
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	3
Census Block	3009
Census Tract	971100

Owner

Source: Cheshire County and Keene City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 517, MARLBOROUGH, NH 03455-0517
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK WALPOLE
May 1, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK WALPOLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Deed Book / Page	3347 / 534
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	May 1, 2026
Property Address	99 SPRING ST, 103, KEENE, NH 03431-3254
Document Number	0000003157
Book / Page	3347 / 534
Instrument Date	May 1, 2026
Instrument	2026.3157
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003347-543,
Date	May 1, 2026
Book Page	3347/543
Instrument	2026.3159

Lender

Name	SAVINGS BANK WALPOLE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	May 1, 2026
Property Address	99 SPRING ST, 103, KEENE, NH 03431-3254
Document Number	003347-534
Book / Page	3347 / 534
Instrument Date	May 1, 2026
Instrument	2026157
Transaction Type	Transfer
Record Updated	Jul 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3347000543,
Date	May 1, 2026
Book Page	3347/543

Lender

Name	SAVINGS BANK WALPOLE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,482.00 (+16.02%)	$217,700 (+11.64%) Land $36,500 Building $181,200
2024	$6,449.00 (+3.7%)	$195,000 (-) Land $36,500 Building $158,500
2023	$6,219.00 (+2.78%)	$195,000 (-) Land $36,500 Building $158,500
2022	$6,051.00	$195,000 Land $36,500 Building $158,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	19 (1979–2012)
Most Recent Claim	May 2012 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, May 2012 · 5 claims Severe Storms And Flooding, Oct 2005 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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