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99 Snake Hill Rd, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 99 Snake Hill Rd, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,994 sqft · built 2008
Lot Size0.95 acres (41,382 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Aug 2018)
Tax Bill$8,154 (2025)
Deeds & MortgagesJun 2020 Refinance
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNAYER M:036 B:0000 L:0044

Property Details

APN / Parcel Number

Primary APNAYER M:036 B:0000 L:0044

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,994 sqft Living Area
Basement Area1,144 sqft
Unfinished Basement588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area41,382 sqft (0.95 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address99 SNAKE HILL RD
CityAYER
StateMA
Zip01432-1504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Lot Number44
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2046
Census Tract325101

Owner

99 Snake Hill Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address99 SNAKE HILL RD, AYER, MA 01432-1504
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PATRIOT BANK
Aug 10, 2018Quit Claim Deed, Transfer
RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2018 · Amount on File
Deed SaleAug 10, 2018 · Amount on File
Prior SaleFeb 27, 2009 · Amount on File
Deed Book / Page71458 / 551
Transfer Doc071458-551
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address99 SNAKE HILL RD, AYER, MA 01432-1504
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75005-443
DateJun 30, 2020
Book Page75005/443
Instrument103539
Lender
NamePATRIOT BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJul 1, 2035

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateAug 10, 2018
Property Address99 SNAKE HILL RD, AYER, MA 01432-1504
Document Number71458-551
Book / Page71458 / 551
Instrument122508
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$64.13
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address99 SNAKE HILL RD, AYER, MA 01432-1504

Mortgage

Document Number714580555
DateAug 10, 2018
Instrument71458/0555
Lender
NameRESIDENTIAL MTG SVCS
Agreement
AmountAmount on Record
Term360 Months
DueAug 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 99 Snake Hill Rd was $8,154.

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,154.00$681,800 Land $227,800 Building $454,000$627,570 (+1.38%)
2024$619,020
2023$7,364.00$592,900 Land $214,800 Building $378,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Snake Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Snake Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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