Somerset County and Franklin Township property record for 99 Smith Rd, Somerset, NJ 08873
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 1955 |
| Lot Size | 0.984 acres (42,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Aug 2021) |
| Tax Bill | $10,138 (2025) |
| Deeds & Mortgages | Feb 2025 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00077-0000-00028 |
| Primary APN | 08-00077-0000-00028 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 42,850 sqft (0.984 acres) |
| Lot Dimensions | 412 ft deep x 104 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 99 SMITH RD |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873-2727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Subdivision | PROPERTY/LEONILDA DORIA |
| Legal Block | 77 |
| Legal Lot Number | 28 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 54302 |
99 Smith Rd is owned and occupied by two individuals who bought it in August 2021.
Source: Somerset County and Franklin Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 99 SMITH RD, SOMERSET, NJ 08873-2727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FINANCIAL FCU |
| Aug 11, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 11, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on File |
| Deed Sale | Aug 11, 2021 · Amount on File |
| Prior Sale | Feb 11, 2021 · Amount on File |
| Deed Document Number | 202148817 |
| Deed Book / Page | 7371 / 3111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 99 SMITH RD, SOMERSET, NJ 08873-2727 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000003927 |
|---|---|
| Date | Feb 14, 2025 |
| Book Page | 7602/2567 |
| Instrument | 2025003927 |
| Name | UNITED TELETECH FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | EATONTOWN, NJ 07724 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 13, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 11, 2021 |
| Property Address | 99 SMITH RD, SOMERSET, NJ 08873-2727 |
| Document Number | 0000048817 |
| Book / Page | 7371 / 3111 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021048817 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 MEADOW POINT DR, BRICK, NJ 08723-7582 |
| Name | Verified Name |
|---|---|
| Address | 99 SMITH RD, SOMERSET, NJ 08873-2727 |
| Document Number | 0000048818 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021048818 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Feb 11, 2021 |
| Property Address | 99 SMITH RD, SOMERSET, NJ 08873-2727 |
| Document Number | 0000009901 |
| Book / Page | 7308 / 2432 |
| Instrument Date | Jan 30, 2021 |
| Instrument | 2021009901 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,742.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2230 US HIGHWAY 206U, BELLE MEAD, NJ 08502 |
| Name | Verified Name |
|---|---|
| Address | 99 SMITH RD, SOMERSET, NJ 08873-2727 |
The 2025 property tax bill for 99 Smith Rd was $10,138, up 10.4% from the year before.
Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,000 (-) Land $342,600 Building $240,400 | $583,000 (-) Land $342,600 Building $240,400 | |
| 2025 | $10,138.00 (+10.41%) | $583,000 Land $342,600 Building $240,400 | $583,000 Land $342,600 Building $240,400 |
| 2024 | $9,182.00 | ||
| 2023 | $465,100 Land $302,600 Building $162,500 | $465,100 Land $302,600 Building $162,500 | |
| 2022 | $8,765.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Smith Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 99 Smith Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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