99 Shoreline Dr, Florence, OR 97439 Property Records

Lane County property record for 99 Shoreline Dr, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,746 sqft · built 1995
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Nov 2007)
Tax Bill	$7,173 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage Aug 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-16-14-00200-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-16-14-00200-000`
Alternative APN	`1467586`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,746 sqft Finished Area
1st Floor Area	1,822 sqft
2nd Floor Area	924 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Tile
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	724 sqft
Driveway	Driveway
Driveway Area	1,500 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1467586
Street Address	99 SHORELINE DR
City	FLORENCE
State	OR
Zip	97439-8976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-RESTRICTED RESIDENTIAL
Legal Description	SUBD:SHELTER COVE PHASE I SEC/TWN/RNG/MER:SEC 16 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	16
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	SHELTER COVE PHASE I
Legal Lot Number	200
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1034
Census Tract	706

Owner

99 Shoreline Dr is owned and occupied by an individual who acquired it in August 2020.

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	99 SHORELINE DR, FLORENCE, OR 97439-8976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Aug 14, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage OPEN MORTGAGE LLC
Jun 12, 2019	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2007 · Amount on File
Deed Sale	Nov 2, 2007 · Amount on File
Prior Sale	Aug 27, 2015
Deed Document Number	0000074822
Last Transfer Date	Aug 14, 2020
Transfer Doc	0000044666
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	99 SHORELINE DR, FLORENCE, OR 97439-8976
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 SHORELINE DR, FLORENCE, OR 97439-8976

Mortgage

Document Number	0000067182
Date	Oct 22, 2021
Instrument	2021-067182

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	902 Months
Due	Dec 11, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.19%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2021
Index	1-Year LIBOR

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Aug 14, 2020
Property Address	99 SHORELINE DR, FLORENCE, OR 97439-8976
Document Number	0000044666
Map Reference	FILE 73 SL 757&758
Instrument Date	Aug 4, 2020
Instrument	2020-044666
Transaction Type	Transfer
Record Updated	Jul 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 SHORELINE DR, FLORENCE, OR 97439-8976

Mortgage

Document Number	0000044668
Date	Aug 14, 2020
Instrument	2020-044668

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	916 Months
Due	Dec 11, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.94%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	99 SHORELINE DR, FLORENCE, OR 97439-8976
Document Number	0000024277
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 SHORELINE DR FLORENCE OR 974398976, FLORENCE, OR 97439-8976

Mortgage

Document Number	0000024277
Date	Jun 18, 2019
Instrument	24277

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Jun 17, 2096

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 99 Shoreline Dr was $7,173.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,173.00	$520,043	$808,802 Land $123,100 Building $685,702
2023	$6,766.00 (+4.19%)	$490,192 (+3%)	$847,247 (+21.41%) Land $106,843 Building $740,404
2022	$6,494.00	$475,915	$697,866 Land $98,067 Building $599,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Shoreline Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	107 units insured incl. 88 condo units
Nearby Flood Claims	2 (1983–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Shoreline Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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