99 Shady Oak Rd, Laurel, MS 39443 Property Records

Jones County property record for 99 Shady Oak Rd, Laurel, MS 39443

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,698 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`159-07-00-012.00`

Property Details

APN / Parcel Number

Primary APN	`159-07-00-012.00`
Alternative APNs	`021216` `21216`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,698 sqft Living Area
1st Floor Area	1,637 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Patio Area	256 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	021216
Street Address	99 SHADY OAK RD
City	LAUREL
State	MS
Zip	39443-9029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7-9-12 BEG SE/C OF NE OF NW RUN W 471.8' TO POB W 157' N 278' E 157' S 278' TO POB CONT 1 AC IN NE OF NW BK 522 PG 382
Legal Range	12
Legal Township	09
Legal Section	07
Jurisdiction	JONES MS
Township / Civil Division	2
Census Block Group	1
Census Block	1066
Census Tract	950202

Owner

Source: Jones County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 SHADY OAK RD, LAUREL, MS 39443-9029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK
Jun 2, 2020	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 1979
Deed Sale	Sep 20, 1979
Deed Document Number	0000522382
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	99 SHADY OAK RD, LAUREL, MS 39443-9029
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000221/413
Date	Jan 19, 2021
Book Page	221/413
Instrument	22100413

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39215

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Dec 11, 2030

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	99 SHADY OAK RD, LAUREL, MS 39443-9029
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00220/2805
Date	Jun 2, 2020
Book Page	220/2805
Instrument	22002805

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 14, 2050

Tax Assessment & Valuation

Source: Jones County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jones County
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,035.00 (-4.86%) Homeowner's exemption Senior Citizen's exemption	$25,408 (+4.13%)	$254,080 (+4.13%) Land $7,950 Building $246,130
2024	$2,139.00 (-1.34%)
2023	$2,168.00 (-0.82%) Homeowner's exemption Senior Citizen's exemption	$24,400	$244,000 Land $7,950 Building $236,050
2022	$2,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOSO COMMUNITY WATER SYS. INC public/private · serves 1,840 people · EPA ID MS0340020
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
defastlink Fiber	1,000 / 1,000
TEC Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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