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99 Second St, Spreckels, CA 93962 Property Records

Monterey County property record for 99 Second St, Spreckels, CA 93962 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1961
Square Footage1,824 sqft Living Area
Lot Size7,538 sqft (0.173 acres)
OccupancyOwner Occupied
Last Sale$485,000 (2017)
Tax Bill$7,060.00 (2025)

Property Details

APN / Parcel Number

Primary APN177-061-003-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Building Area1,824 sqft Living Area
Gross Area1,521 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 1961
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Foundation TypeConcrete Foundation
Roof MaterialRoll Tar & Gravel Roof
Lot Area7,538 sqft (0.173 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area311 sqft Garage

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address99 SECOND ST
CitySPRECKELS
StateCA
Zip93962-2407
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTOWN OF SPRECKELS LOT 12 BLK I
Legal SubdivisionTOWN OF SPRECKELS
Legal BlockI
Legal Lot Number12
JurisdictionMONTEREY CA
Minor Civil DivisionSALINAS
Census Blockgroup1
Census Block1084
Census Tract10606

Owner

Source: Monterey County records · APN 177-061-003-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 7305, SPRECKELS, CA 93962-7305
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Deed of Trust, Mortgage · Line of Credit
MONTEREY CREDIT UNION
Sep 15, 2020Intrafamily Transfer, Transfer · Line of Credit
MONTEREY CU
Jun 09, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Dec 20, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SUMMIT FNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2017 · Amount on Record
Deed SaleDec 20, 2017 · Amount on Record
Prior SaleJun 09, 2020
Deed Doc Number0000069966
Last Transfer DateSep 15, 2020
Transfer Doc0000048040
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Recording DateJul 27, 2026
Property Address99 SECOND ST, SPRECKELS, CA 93962-2407
Document Number0000025302
Instrument DateJul 21, 2026
Instrument202625302
Transaction TypeMortgage
Record UpdatedAug 04, 2026
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address99 SECOND ST, SPRECKELS, CA 93962-2407
InvestorPossibly a Property Investor

Mortgage

Document Number0000025302,
DateJul 27, 2026
Instrument202625302
Lender
NameMONTEREY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 10, 2051
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateSep 15, 2020
Property Address99 SECOND ST, SPRECKELS, CA 93962-2407
Document Number0000048040
Map ReferenceVOL 1 PG 71
Instrument DateSep 09, 2020
Instrument2020048040
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address99 SECOND ST, SPRECKELS, CA 93962-2407
InvestorPossibly a Property Investor

Mortgage

Document Number0000048041
DateSep 15, 2020
Instrument2020048041
Lender
NameMONTEREY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateJun 09, 2020
Property Address99 SECOND ST, SPRECKELS, CA 93962-2407
Document Number0000027317
Map ReferenceVOL 1 PG 71
Instrument DateMay 15, 2020
Instrument2020027317
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 SECOND ST, SPRECKELS, CA 93962-2407
InvestorPossibly a Property Investor

Mortgage

Document Number0000027318
DateJun 09, 2020
Instrument2020027318
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateDec 20, 2017
Property Address99 SECOND ST, SPRECKELS, CA 93962-2407
Document Number0000069966
Instrument DateDec 13, 2017
Instrument69966
Transaction TypeTransfer
Record UpdatedJan 24, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$533.50
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address1174 HARCOURT AVE SEASIDE CA 939555415, SEASIDE, CA 93955-5415

Mortgage

Document Number69967
DateDec 20, 2017
Instrument69967
Lender
NameSUMMIT FNDG
TypeFunding / Finance Company
AddressSACRAMENTO, CA 95815
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 19, 2047

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Secondary School DistrictSalinas Union High School District (07 - 12)
Elementary School DistrictSpreckels Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,060.00 (+1%) Homeowner's exemption$579,182 (+4.04%) Land $227,563 Building $351,619
2023$6,418.00 (+2.69%) Homeowner's exemption$556,693 Land $218,727 Building $337,966
2022$6,250.00

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