99 Sandy Valley Rd, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 99 Sandy Valley Rd, Dedham, MA 02026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,044 sqft · built 1958
Lot Size	0.998 acres (43,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$929,000 (Aug 2021)
Tax Bill	$12,959 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DEDH M:0134 L:0014`

Property Details

APN / Parcel Number

Primary APN	`DEDH M:0134 L:0014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,044 sqft Living Area
Gross Area	4,123 sqft
1st Floor Area	1,092 sqft
Basement Area	952 sqft
Unfinished Basement	476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,485 sqft (0.998 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	99 SANDY VALLEY RD
City	DEDHAM
State	MA
Zip	02026-5808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	FREENBROOK DRIVE
Legal Lot Number	14
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	2
Census Block	2014
Census Tract	402500

Owner

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 SANDY VALLEY RD, DEDHAM, MA 02026-5808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Aug 6, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW FED MORTGAGE CORP
Dec 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Aug 17, 2015 · Amount on Record
Deed Document Number	2021102821
Deed Book / Page	39711 / 407
Last Transfer Date	Jun 25, 2025
Transfer Doc	042527-132
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Recording Date	Jun 11, 2026
Property Address	99 SANDY VALLEY RD, DEDHAM, MA 02026-5808
Document Number	043165-170
Book / Page	43165 / 170
Instrument Date	Jun 4, 2026
Instrument	202639677
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 SANDY VALLEY RD, DEDHAM, MA 02026-5808

Mortgage

Document Number	0000039677,
Date	Jun 11, 2026
Book Page	43165/170
Instrument	202639677

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEDHAM MA
Recording Date	Aug 6, 2021
Property Address	99 SANDY VALLEY RD, DEDHAM, MA 02026-5808
Document Number	39711-407
Book / Page	39711 / 407
Instrument Date	Aug 6, 2021
Instrument	102821
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	99 SANDY VALLEY RD, DEDHAM, MA 02026-5808

Mortgage

Document Number	102822
Date	Aug 6, 2021
Instrument	102822

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	99 SANDY VALLEY RD, DEDHAM, MA 02026-5808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37414-476
Date	Dec 6, 2019
Book Page	37414/476
Instrument	114521

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	99 SANDY VALLEY RD, DEDHAM, MA 02026-5808
Document Number	37414-504
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 SANDY VALLEY RD DEDHAM MA 020265808, DEDHAM, MA 02026-5808

Mortgage

Document Number	37414-504
Date	Dec 6, 2019
Book Page	037414/000504
Instrument	114522

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,959.00 (-5.92%)	$1,053,600 (-3.47%) Land $450,200 Building $603,400	$1,161,485 (-0.36%)
2025	$13,775.00 (+0.65%)	$1,091,500 (-0.31%) Land $418,400 Building $673,100	$1,165,650 (+3.62%)
2024	$13,686.00 (+18.62%)	$1,094,900 (+21.85%) Land $402,400 Building $692,500	$1,124,895
2023	$11,538.00	$898,600 Land $354,400 Building $544,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding
Claims by Event	Heavy Rains And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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