99 Saint James Ave, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 99 Saint James Ave, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,174 sqft · built 1914
Lot Size	0.119 acres (5,184 sqft)
Owner	Company Name on Record
Last Sale	$212,000 (Sep 2022)
Tax Bill	$4,360 (2026)
Deeds & Mortgages	Jan 2025 Refinance May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11170 P:0400`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11170 P:0400`
Alternative APN	`111700400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,174 sqft Living Area
1st Floor Area	1,087 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Lot Area	5,184 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	111700400
Street Address	99 SAINT JAMES AVE
City	SPRINGFIELD
State	MA
Zip	01109-3839
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3012
Census Tract	801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the McKnight District (Boundary Increase) listed 1986 · 476 contributing resources · NRIS 86002466

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4 MARY ST, SPRINGFIELD, MA 01118-1052
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
May 12, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 27, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLESBANK (HOLYOKE MA)
Apr 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Apr 19, 2017
Deed Book / Page	24750 / 301
Last Transfer Date	May 9, 2023
Transfer Doc	0025004-23
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	99 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3839
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025715-410
Date	Jan 3, 2025
Book Page	25715/410
Instrument	329

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 12, 2023
Property Address	99 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3839
Document Number	0025004-23
Book / Page	25004 / 23
Instrument Date	May 9, 2023
Instrument	21669
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MARY ST, SPRINGFIELD, MA 01118-1052

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 27, 2023
Property Address	99 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3839
Document Number	024920-145
Book / Page	24920 / 145
Instrument Date	Feb 24, 2023
Instrument	8890
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 MAYO ST, SPRINGFIELD, MA 01104-2310

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 30, 2022
Property Address	99 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3839
Document Number	024750-301
Book / Page	24750 / 301
Instrument Date	Sep 30, 2022
Instrument	59176
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MARY ST, SPRINGFIELD, MA 01118-1052

Mortgage

Document Number	0000059177
Date	Sep 30, 2022
Instrument	59177

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 19, 2017
Property Address	99 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3839
Document Number	21646-531
Book / Page	021646 / 000531
Instrument Date	Apr 3, 2017
Instrument	21266
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 PLUMTREE RD SPRINGFIELD MA 011192915, SPRINGFIELD, MA 01119-2915

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,360.00 (+25.98%)	$282,000 (+27.78%) Land $38,600 Building $243,400	$315,068
2025	$3,461.00 (+16.61%)	$220,700 (+26.77%) Land $24,700 Building $196,000
2023	$2,968.00	$174,100 Land $22,000 Building $152,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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