99 S Summer St, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 99 S Summer St, Edgartown, MA 02539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1973
Lot Size	0.314 acres (13,663 sqft)
Owner	2 Company Names on Record
Last Sale	$3,875,000 (Sep 2024)
Tax Bill	$7,525 (2026)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M2095`

Property Details

APN / Parcel Number

Primary APN	`M2095`
Alternative APN	`EDGA M:029B B:0006 L`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	3,834 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,663 sqft (0.314 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	M2095
Street Address	99 S SUMMER ST
City	EDGARTOWN
State	MA
Zip	02539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	6
Jurisdiction	EDGARTOWN MA
Township / Civil Division	EDGARTOWN
Census Block Group	2
Census Block	2023
Census Tract	200300

Owner

Source: Dukes County and Edgartown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 1639, VINEYARD HAVEN, MA 02568-0909
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Oct 17, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2024 · Amount on Record
Deed Sale	Sep 24, 2024 · Amount on Record
Deed Book / Page	1690 / 513
Last Transfer Date	Sep 25, 2024
Transfer Doc	001690-763
Record Updated	Oct 29, 2026

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EDGARTOWN MA
Recording Date	Sep 24, 2024
Property Address	99 S SUMMER ST, EDGARTOWN, MA 02539
Document Number	001690-513
Book / Page	1690 / 513
Instrument Date	Sep 24, 2024
Instrument	4499
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2914, EDGARTOWN, MA 02539-2914

Mortgage

Document Number	0000004500
Date	Sep 24, 2024
Instrument	4500

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Oct 1, 2031
Max Rate At Change	2.63%
Index	Other

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EDGARTOWN MA
Recording Date	Oct 17, 2023
Property Address	99 S SUMMER ST, EDGARTOWN, MA 02539
Document Number	001666-296
Book / Page	1666 / 296
Instrument Date	Sep 25, 2023
Instrument	4965
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 LINCOLN AVE, ANN ARBOR, MI 48104-3529

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EDGARTOWN MA
Recording Date	Aug 3, 2020
Property Address	99 S SUMMER ST, EDGARTOWN, MA 02539
Document Number	1537-888
Book / Page	001537 / 000888
Instrument Date	Jun 11, 2020
Instrument	4444
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 LINCOLN AVE ANN ARBOR MI 481043529, ANN ARBOR, MI 48104-3529

Tax Assessment & Valuation

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Edgartown Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Edgartown School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,525.00 (+5.55%)	$3,034,100 (+12.78%) Land $2,063,900 Building $970,200	$3,760,642
2025	$7,129.00 (+8.51%)	$2,690,300 (+4.41%) Land $1,852,600 Building $837,700
2024	$6,570.00 (+1.69%)	$2,576,600 (+0.49%) Land $1,852,600 Building $724,000
2023	$6,461.00	$2,564,000 Land $1,882,000 Building $682,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 individual policies
Nearby Flood Policies	311 units insured incl. 90 condo units
Nearby Flood Claims	40 (1978–2024)
Claims Outside the SFHA	4 of 40
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Coastal Storm, Oct 1991 · 12 claims Hurricane Bob, Aug 1991 · 7 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGARTOWN WATER DEPARTMENT serves 8,027 people · EPA ID MA4089000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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