99 S Prospect St, Putnam, CT 06260 Property Records

Putnam Town property record for 99 S Prospect St, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 942 sqft · built 1930
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Sep 2026)
Tax Bill	$3,645 (2025)
Deeds & Mortgages	Sep 2026 Sale & Line of Credit Feb 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:014 B:035 L:00`

Property Details

APN / Parcel Number

Primary APN	`M:014 B:035 L:00`
Alternative APNs	`PUTNM:010L:048U:000` `1268`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	942 sqft Living Area
Gross Area	1,945 sqft
Basement Area	942 sqft
Unfinished Basement	942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	1268
Street Address	99 S PROSPECT ST
City	PUTNAM
State	CT
Zip	06260-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Lot Number	48
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	3
Census Block	3008
Census Tract	903101

Owner

Source: Putnam Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	99 S PROSPECT ST, PUTNAM, CT 06260-1436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Warranty Deed, Transfer · Line of Credit TOTAL MORTGAGE SERVICES
Feb 9, 2026	Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 18, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2026 · Amount on File
Deed Sale	Sep 29, 2026 · Amount on File
Prior Sale	Feb 9, 2026 · Amount on File
Deed Document Number	20261576
Deed Book / Page	880 / 587
Transfer Doc	791-179
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Sep 29, 2026
Property Address	99 S PROSPECT ST, PUTNAM, CT 06260-1436
Document Number	0000001576
Book / Page	880 / 587
Instrument Date	Sep 9, 2026
Instrument	20261576
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 S PROSPECT ST, PUTNAM, CT 06260-1436

Mortgage

Date	Sep 29, 2026

Lender

Name	TOTAL MORTGAGE SERVICES

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Feb 9, 2026
Property Address	99 S PROSPECT ST, PUTNAM, CT 06260-1436
Document Number	000875-664
Book / Page	875 / 664
Instrument Date	Feb 6, 2026
Instrument	179
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 S PROSPECT ST, PUTNAM, CT 06260-1436

Mortgage

Document Number	0000000180
Date	Feb 9, 2026
Instrument	180

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Jun 18, 2024
Property Address	99 S PROSPECT ST, PUTNAM, CT 06260-1436
Document Number	000864-158
Book / Page	864 / 158
Instrument Date	May 29, 2024
Instrument	916
Transaction Type	Transfer
Record Updated	Jul 4, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	163 HOSMER ST, WEST BOYLSTON, MA 01583-1503

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,645.00	$143,800 (+30.14%) Land $26,600 Building $117,200	$100,660 Land $18,620 Building $82,040
2024	$3,645.00 (+3.76%)
2023	$3,513.00 (+3.6%)	$110,500 (-) Land $20,700 Building $89,800
2022	$3,391.00	$110,500 Land $20,700 Building $89,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Frontier, Spectrum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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